- Gordon M. Aamoth, Jr., 32, Sandler O’Neill + Partners, World Trade Center.
- Edelmiro Abad, 54, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.
- Marie Rose Abad, 49, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Andrew Anthony Abate, 37, Melville, N.Y., Cantor Fitzgerald, World Trade Center.
- Vincent Paul Abate, 40, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Laurence Christopher Abel, 37, New York City, Cantor Fitzgerald, World Trade Center.
- Alona Abraham, 30, Ashdod, Israel, Passenger, United 175, World Trade Center.
- William F. Abrahamson, 55, Westchester County, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Richard Anthony Aceto, 42, Marsh & McLennan Companies, Inc., World Trade Center.
- Heinrich Bernhard Ackermann, 38, Aon Corporation, World Trade Center.
- Paul Acquaviva, 29, Glen Rock, N.J., Cantor Fitzgerald, World Trade Center.
- Christian Adams, 37, Passenger, United 93, Shanksville, Pa..
- Donald LaRoy Adams, 28, Cantor Fitzgerald, World Trade Center.
- Patrick Adams, 61, Fuji Bank, Ltd. security, World Trade Center.
- Shannon Lewis Adams, 25, Cantor Fitzgerald, World Trade Center.
- Stephen George Adams, 51, New York City, Windows on the World, World Trade Center.
- Ignatius Udo Adanga, 62, Bronx, N.Y., New York Metropolitan Transportation Council, World Trade Center.
- Christy A. Addamo, 28, New Hyde Park, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Terence Edward Adderley, Jr., 22, New York City, Fred Alger Management, Inc., World Trade Center.
- Sophia B. Addo, 36, Bronx, N.Y., Windows on the World, World Trade Center.
- Lee Adler, 48, Cantor Fitzgerald, World Trade Center.
- Daniel Thomas Afflitto, 32, Manalapan, N.J., Cantor Fitzgerald, World Trade Center.
- Emmanuel Akwasi Afuakwah, 37, Windows on the World, World Trade Center.
- Alok Agarwal, 36, Cantor Fitzgerald, World Trade Center.
- Mukul Kumar Agarwala, 37, Fiduciary Trust Company International, World Trade Center.
- Joseph Agnello, 35, Belle Harbor, N.Y., New York City Fire Department, World Trade Center.
- David Scott Agnes, 46, Port Washington, N.Y., Cantor Fitzgerald, World Trade Center.
- Joao Alberto da Fonseca Aguiar, Jr., 30, Hoboken, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Brian G. Ahearn, 43, Huntington, N.Y., New York City Fire Department, World Trade Center.
- Jeremiah Joseph Ahern, 74, New Jersey, New York State Department of Taxation and Finance, World Trade Center.
- Joanne Marie Ahladiotis, 27, Forest Hills, N.Y., Cantor Fitzgerald, World Trade Center.
- Shabbir Ahmed, 47, Brooklyn, N.Y., Windows on the World, World Trade Center.
- Terrance Andre Aiken, 30, Marsh & McLennan consultant, World Trade Center.
- Godwin O. Ajala, 33, Summit Security Services, Inc., World Trade Center, died 9/15/01.
- Trudi M. Alagero, 37, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Andrew Alameno, 37, Westfield, N.J., Cantor Fitzgerald, World Trade Center.
- Margaret Ann Alario, 41, Staten Island, N.Y., Aon Corporation visitor from Zurich Financial Services, World Trade Center.
- Gary M. Albero, 39, Emerson, N.J., Aon Corporation, World Trade Center.
- Jon Leslie Albert, 46, Upper Nyack, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Peter Craig Alderman, 25, New York City, Risk Waters Group conference attendee from Bloomberg L.P., World Trade Center.
- Jacquelyn Delaine Aldridge-Frederick, 46, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- David D. Alger, 57, New York City, Fred Alger Management, Inc., World Trade Center.
- Ernest Alikakos, 43, Brooklyn, N.Y., New York State Department of Taxation and Finance, World Trade Center.
- Edward L. Allegretto, 51, Cantor Fitzgerald, World Trade Center.
- Eric Allen, 44, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Joseph Ryan Allen, 39, Cantor Fitzgerald, World Trade Center.
- Richard Dennis Allen, 31, Rockaway Beach, N.Y., New York City Fire Department, World Trade Center.
- Richard L. Allen, 30, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Christopher E. Allingham, 36, River Edge, N.J., Cantor Fitzgerald, World Trade Center.
- Anna S. W. Allison, 48, Stoneham, Mass., Passenger, United 11, World Trade Center.
- Janet Marie Alonso, 41, Stony Point, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Anthony Alvarado, 31, Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Antonio Javier Alvarez, 23, Windows on the World, World Trade Center.
- Victoria Alvarez-Brito, 38, Queens, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Telmo E. Alvear, 25, Windows on the World, World Trade Center.
- Cesar Amoranto Alviar, 60, Marsh & McLennan Companies, Inc., World Trade Center.
- Tariq Amanullah, 40, Fiduciary Trust Company International, World Trade Center.
- Angelo Amaranto, 60, ABM Industries Inc., World Trade Center.
- James M. Amato, 43, New York City Fire Department, World Trade Center.
- Joseph Amatuccio, 41, Port Authority of New York and New Jersey first responders, World Trade Center.
- Paul W. Ambrose, 32, Washington, D.C., Passenger, American 77, Pentagon.
- Christopher Charles Amoroso, 29, Port Authority Police Department, World Trade Center.
- Craig Scott Amundson, 28, Fort Belvoir, Va., United States Army, Pentagon.
- Kazuhiro Anai, 42, Scarsdale, N.Y., Nishi-Nippon Bank, Ltd., World Trade Center.
- Calixto Anaya, Jr., 35, Suffern, N.Y., New York City Fire Department, World Trade Center.
- Joseph P. Anchundia, 26, New York City, Sandler O’Neill + Partners, World Trade Center.
- Kermit Charles Anderson, 57, Green Brook, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Yvette Constance Anderson, 53, New York City, New York State Department of Taxation and Finance, World Trade Center.
- John Jack Andreacchio, 52, Brooklyn, N.Y., Fuji Bank, Ltd., World Trade Center.
- Michael Rourke Andrews, 34, Cantor Fitzgerald, World Trade Center.
- Jean Ann Andrucki, 43, Hoboken, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Siew-Nya Ang, 37, Marsh & McLennan Companies, Inc., World Trade Center.
- Joseph Angelini, Sr., 63, Lindenhurst, N.Y., New York City Fire Department, World Trade Center.
- Joseph John Angelini, Jr., 38, Lindenhurst, N.Y., New York City Fire Department, World Trade Center.
- David Lawrence Angell, 54, Providence, R.I., Passenger, United 11, World Trade Center.
- Mary Lynn Edwards Angell, 52, Cape Cod, Mass. and Pasadena, Calif., Passenger, United 11, World Trade Center.
- Laura Angilletta, 23, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Doreen J. Angrisani, 44, Ridgewood, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Lorraine Antigua, 32, Middletown, N.J., Cantor Fitzgerald, World Trade Center.
- Seima David Aoyama, 48, Los Angeles, Calif., Passenger, United 11, World Trade Center.
- Peter Paul Apollo, 26, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Faustino Apostol, Jr., 55, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Frank Thomas Aquilino, 26, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Patrick Michael Aranyos, 26, New York City, Euro Brokers, World Trade Center.
- David Gregory Arce, 36, New York City Fire Department, World Trade Center.
- Michael George Arczynski, 45, New Jersey, Aon Corporation, World Trade Center.
- Louis Arena, 32, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Barbara Jean Arestegui, 38, Marstons Mills, Mass. and Hawthorne, Calif., Flight Crew, United 11, World Trade Center.
- Adam P. Arias, 37, Staten Island, N.Y., Euro Brokers, World Trade Center.
- Michael J. Armstrong, 34, New York City, Cantor Fitzgerald, World Trade Center.
- Jack Charles Aron, 52, Bergenfield, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Joshua Todd Aron, 29, New York City, Cantor Fitzgerald, World Trade Center.
- Richard Avery Aronow, 48, Mahwah, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Myra Joy Aronson, 50, Charlestown, Mass., Passenger, United 11, World Trade Center.
- Japhet Jesse Aryee, 49, New York State Department of Taxation and Finance, World Trade Center.
- Carl Francis Asaro, 37, Middletown, N.Y., New York City Fire Department, World Trade Center.
- Michael A. Asciak, 47, Ridgefield, N.J., Carr Futures, Inc., World Trade Center.
- Michael Edward Asher, 53, Monroe, N.Y., Cantor Fitzgerald, World Trade Center.
- Janice Marie Ashley, 25, Rockville Centre, N.Y., Fred Alger Management, Inc., World Trade Center.
- Thomas J. Ashton, 21, Woodside, N.Y., Marsh & McLennan contractor from Denino Electric Construction Corp., International Brotherhood of Electrical Workers, World Trade Center.
- Manuel O. Asitimbay, 35, Brooklyn, N.Y., Windows on the World, World Trade Center.
- Gregg A. Atlas, 44, Howells, N.Y., New York City Fire Department, World Trade Center.
- Gerald Thomas Atwood, 38, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- James Audiffred, 38, ABM Industries Inc., World Trade Center.
- Louis F. Aversano, Jr., 58, Manalapan, N.J., Aon Corporation, World Trade Center.
- Ezra Aviles, 41, Commack, N.Y., Port Authority of New York and New Jersey, World Trade Center.
- Sandy Ayala, 36, Windows on the World, World Trade Center.
- Arlene T. Babakitis, 47, Port Authority of New York and New Jersey, World Trade Center.
- Eustace R. Bacchus, 48, Metuchen, N.J., Windows on the World visitor, World Trade Center.
- John J. Badagliacca, 35, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Jane Ellen Baeszler, 43, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Robert J. Baierwalter, 44, Albertson, N.Y., Aon Corporation visitor from FM Global, World Trade Center.
- Andrew J. Bailey, 29, Queens, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Brett T. Bailey, 28, New York City, Euro Brokers, World Trade Center.
- Garnet Ace Bailey, 53, Lynnfield, Mass., Passenger, United 175, World Trade Center.
- Tatyana Bakalinskaya, 43, Marsh & McLennan consultant, World Trade Center.
- Michael S. Baksh, 36, Marsh & McLennan Companies, Inc., World Trade Center.
- Sharon M. Balkcom, 43, White Plains, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Michael Andrew Bane, 33, Marsh & McLennan Companies, Inc., World Trade Center.
- Katherine Bantis, 44, Marsh & McLennan Companies, Inc., World Trade Center.
- Gerard Baptiste, 35, Riverdale, N.Y., New York City Fire Department, World Trade Center.
- Walter Baran, 42, Staten Island, N.Y., Fiduciary Trust Company International, World Trade Center.
- Gerard A. Barbara, 53, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Paul Vincent Barbaro, 35, Holmdel, N.J., Cantor Fitzgerald, World Trade Center.
- James William Barbella, 53, Oceanside, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.
- Victor Daniel Barbosa, 23, Bronx, N.Y., Top of the World, World Trade Center.
- Christine Johnna Barbuto, 32, Brookline, Mass., Passenger, United 11, World Trade Center.
- Colleen Ann Barkow, 26, Cantor Fitzgerald, World Trade Center.
- David Michael Barkway, 34, Cantor Fitzgerald visitor, World Trade Center.
- Matthew Barnes, 37, Monroe, N.Y., New York City Fire Department, World Trade Center.
- Melissa Rose Barnes, 27, Virginia, United States Navy, Pentagon.
- Sheila Patricia Barnes, 55, Aon Corporation, World Trade Center.
- Evan Jay Baron, 38, Bridgewater, N.J., Carr Futures, Inc., World Trade Center.
- Renee Barrett-Arjune, 41, Cantor Fitzgerald, World Trade Center, died 10/14/01.
- Arthur Thaddeus Barry, 35, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Diane G. Barry, 60, Staten Island, N.Y., Aon Corporation, World Trade Center.
- Maurice Vincent Barry, 48, Rutherford, N.J., Port Authority Police Department, World Trade Center.
- Scott D. Bart, 28, Malverne, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Carlton W. Bartels, 44, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Guy Barzvi, 29, Forest Hills, N.Y., Cantor Fitzgerald, World Trade Center.
- Inna B. Basina, 43, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Alysia Christine Burton Basmajian, 23, Bayonne, N.J., Cantor Fitzgerald, World Trade Center.
- Kenneth William Basnicki, 48, Risk Waters Group conference attendee from BEA Systems, Inc., World Trade Center.
- Steven Joseph Bates, 42, Glendale, N.Y., New York City Fire Department, World Trade Center.
- Paul James Battaglia, 22, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- W. David Bauer, 45, Rumson, N.J., Cantor Fitzgerald, World Trade Center.
- Ivhan Luis Carpio Bautista, 24, Windows on the World, World Trade Center.
- Marlyn Capito Bautista, 46, Iselin, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Mark Lawrence Bavis, 31, Roslindale, Mass., Passenger, United 175, World Trade Center.
- Jasper Baxter, 45, Lee Hecht Harrison, World Trade Center.
- Lorraine G. Bay, 58, East Windsor, N.J., Flight Crew, United 93, Shanksville, Pa..
- Michele Beale, 38, Essex, England, United Kingdom, Risk Waters Group, World Trade Center.
- Todd M. Beamer, 32, Cranbury, N.J., Passenger, United 93, Shanksville, Pa..
- Paul Frederick Beatini, 40, Park Ridge, N.J., Aon Corporation visitor, World Trade Center.
- Jane S. Beatty, 53, Marsh & McLennan Companies, Inc., World Trade Center.
- Alan Anthony Beaven, 48, Oakland, Calif., Passenger, United 93, Shanksville, Pa..
- Lawrence Ira Beck, 38, Bellmore, N.Y., Cantor Fitzgerald, World Trade Center.
- Manette Marie Beckles, 43, Fiduciary Trust Company International, World Trade Center.
- Carl John Bedigian, 35, College Point, N.Y., New York City Fire Department, World Trade Center.
- Michael Ernest Beekman, 39, Staten Island, N.Y., New York Stock Exchange, World Trade Center.
- Maria A. Behr, 41, Milford, N.J., Cantor Fitzgerald, World Trade Center.
- Max J. Beilke, 69, Laurel, Md., United States Army Civilian, Pentagon.
- Yelena Belilovsky, 38, Mamaroneck, N.Y., Fred Alger Management, Inc., World Trade Center.
- Nina Patrice Bell, 39, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Debbie S. Bellows, 31, East Windsor, N.J., Cantor Fitzgerald, World Trade Center.
- Stephen Elliot Belson, 51, Rockaway Beach, N.Y., New York City Fire Department, World Trade Center.
- Paul M. Benedetti, 32, Aon Corporation, World Trade Center.
- Denise Lenore Benedetto, 40, Aon Corporation, World Trade Center.
- Bryan Craig Bennett, 25, New York City, Cantor Fitzgerald, World Trade Center.
- Eric L. Bennett, 29, Alliance Consulting Group, World Trade Center.
- Oliver Bennett, 29, New York, Risk Waters Group, World Trade Center.
- Margaret L. Benson, 52, Rockaway, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Dominick J. Berardi, 25, Cantor Fitzgerald, World Trade Center.
- James Patrick Berger, 44, Yardley, Pa., Aon Corporation, World Trade Center.
- Steven Howard Berger, 45, Manalapan, N.J., New York State Department of Taxation and Finance, World Trade Center.
- John P. Bergin, 39, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Alvin Bergsohn, 48, Baldwin Harbor, N.Y., Cantor Fitzgerald, World Trade Center.
- Daniel David Bergstein, 38, Teaneck, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Graham Andrew Berkeley, 37, Boston, Mass., Passenger, United 175, World Trade Center.
- Michael J. Berkeley, 38, International Office Centers Corporation, World Trade Center.
- Donna M. Bernaerts, 44, Marsh & McLennan consultant, World Trade Center.
- David W. Bernard, 57, Chelmsford, Mass., World Trade Center, died 12/11/01.
- William H. Bernstein, 44, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- David M. Berray, 39, New York City, Risk Waters Group conference, World Trade Center.
- David Shelby Berry, 43, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Joseph John Berry, 55, Saddle River, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- William Reed Bethke, 36, Marsh & McLennan Companies, Inc., World Trade Center.
- Yeneneh Betru, 35, Burbank, Calif., Passenger, American 77, Pentagon.
- Timothy D. Betterly, 42, Little Silver, N.J., Cantor Fitzgerald, World Trade Center.
- Carolyn Mayer Beug, 48, Santa Monica, Calif., Passenger, United 11, World Trade Center.
- Edward Frank Beyea, 42, Empire BlueCross BlueShield, World Trade Center.
- Paul Michael Beyer, 37, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Anil Tahilram Bharvaney, 41, New Jersey, Risk Waters Group conference attendee from Instinet, Inc., World Trade Center.
- Bella J. Bhukhan, 24, Union, N.J., Cantor Fitzgerald, World Trade Center.
- Shimmy D. Biegeleisen, 42, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.
- Peter Alexander Bielfeld, 44, Bronx, N.Y., New York City Fire Department, World Trade Center.
- William G. Biggart, 54, New York City, World Trade Center.
- Brian Eugene Bilcher, 37, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Mark Bingham, 31, New York City, Passenger, United 93, Shanksville, Pa..
- Carl Vincent Bini, 44, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Gary Eugene Bird, 51, Tempe, Ariz., Marsh & McLennan Companies, Inc., World Trade Center.
- Joshua David Birnbaum, 24, New York City, Cantor Fitzgerald, World Trade Center.
- George John Bishop, 52, Aon Corporation, World Trade Center.
- Kris Romeo Bishundat, 23, Waldorf, Md., United States Navy, Pentagon.
- Jeffrey Donald Bittner, 27, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Albert Balewa Blackman, Jr., 26, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Christopher Joseph Blackwell, 42, Patterson, N.Y., New York City Fire Department, World Trade Center.
- Carrie Rosetta Blagburn, 48, Temple Hills, Md., United States Army Civilian, Pentagon.
- Susan Leigh Blair, 35, East Brunswick, N.J., Aon Corporation, World Trade Center.
- Harry Blanding, Jr., 38, Aon Corporation, World Trade Center.
- Janice Lee Blaney, 55, Marsh & McLennan consultant, World Trade Center.
- Craig Michael Blass, 27, Greenlawn, N.Y., Cantor Fitzgerald, World Trade Center.
- Rita Blau, 52, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.
- Richard Middleton Blood, Jr., 38, Ridgewood, N.J., Aon Corporation, World Trade Center.
- Michael Andrew Boccardi, 30, Bronxville, N.Y., Fred Alger Management, Inc., World Trade Center.
- John Paul Bocchi, 38, New Vernon, N.J., Cantor Fitzgerald, World Trade Center.
- Michael L. Bocchino, 45, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Susan M. Bochino, 36, Staten Island, N.Y., Aon Corporation, World Trade Center.
- Deora Frances Bodley, 20, Santa Clara, Calif., Passenger, United 93, Shanksville, Pa..
- Bruce Douglas Boehm, 49, West Hempstead, N.Y., Cantor Fitzgerald, World Trade Center.
- Nicholas Andrew Bogdan, 34, Marsh & McLennan Companies, Inc., World Trade Center.
- Darren Christopher Bohan, 34, Kew Gardens, N.Y., Aon Corporation, World Trade Center.
- Lawrence Francis Boisseau, 36, World Trade Center Fire Safety, World Trade Center.
- Vincent M. Boland, Jr., 25, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Touri Hamzavi Bolourchi, 62, Los Angeles, Calif., Passenger, United 175, World Trade Center.
- Alan Bondarenko, 53, Raritan, N.J., Washington Group International, World Trade Center.
- Andre Bonheur, Jr., 40, Brooklyn, N.Y., Cantor Fitzgerald visitor from Citibank, World Trade Center.
- Colin Arthur Bonnett, 39, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Frank J. Bonomo, 42, Port Jefferson, N.Y., New York City Fire Department, World Trade Center.
- Yvonne Lucia Bonomo, 30, Jackson Heights, N.Y., Marsh & McLennan consultant from American Express, World Trade Center.
- Sean Booker, Sr., 35, Newark, N.J., Xerox Corporation, World Trade Center.
- Kelly Ann Booms, 24, Boston, Mass., Passenger, United 11, World Trade Center.
- Canfield D. Boone, United States Army, Pentagon.
- Mary Jane Booth, 64, Falls Church, Va., Flight Crew, American 77, Pentagon.
- Sherry Ann Bordeaux, 38, Fiduciary Trust Company International, World Trade Center.
- Krystine Bordenabe, 33, Old Bridge, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Jerry J. Borg, 63, World Trade Center, died 12/15/10.
- Martin Michael Boryczewski, 29, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Richard Edward Bosco, 34, Suffern, N.Y., Cantor Fitzgerald visitor from Citibank, World Trade Center.
- Klaus Bothe, 31, Linkenheim, Germany, Passenger, United 175, World Trade Center.
- Carol Marie Bouchard, 43, Warwick, R.I., Passenger, United 11, World Trade Center.
- J. Howard Boulton, 29, Euro Brokers, World Trade Center.
- Francis Albert De Martini, 49, Brooklyn, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.
- Jose Nicolas De Pena, 42, Windows on the World, World Trade Center.
- Melanie Louise de Vere, 30, London, England, United Kingdom, Risk Waters Group, World Trade Center.
- William Thomas Dean, 35, Floral Park, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Robert J. DeAngelis, Jr., 47, Washington Group International, World Trade Center.
- Thomas Patrick DeAngelis, 51, Westbury, N.Y., New York City Fire Department, World Trade Center.
- Ana Gloria Pocasangre Debarrera, 49, Passenger, United 175, World Trade Center.
- Tara E. Debek, 36, Babylon, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- James D. Debeuneure, 58, Upper Marlboro, Md., Passenger, American 77, Pentagon.
- Anna M. DeBin, 30, Farmingdale, N.Y., Cantor Fitzgerald, World Trade Center.
- James V. DeBlase, Jr., 45, Manalapan, N.J., Cantor Fitzgerald, World Trade Center.
- Paul DeCola, 39, Ridgewood, N.Y., Cantor Fitzgerald, World Trade Center.
- Gerald F. DeConto, 44, Alexandria, Va., United States Navy, Pentagon.
- Simon Marash Dedvukaj, 26, Mohegan Lake, N.Y., ABM Industries Inc., World Trade Center.
- Jason Christopher DeFazio, 29, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Laura Lee Defazio Morabito, 34, Framingham, Mass., Passenger, United 11, World Trade Center.
- David A. DeFeo, 36, Fresh Meadows, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Monique Effie DeJesus, 28, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Manuel Del Valle, Jr., 32, Bronx, N.Y., New York City Fire Department, World Trade Center.
- Donald Arthur Delapenha, 37, Allendale, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Vito Joseph DeLeo, 41, Staten Island, N.Y., ABM Industries Inc., World Trade Center.
- Danielle Anne Delie, 47, New York, Marsh & McLennan Companies, Inc., World Trade Center.
- Joseph A. Della Pietra, 24, Cantor Fitzgerald, World Trade Center.
- Andrea DellaBella, 59, Aon Corporation, World Trade Center.
- Palmina DelliGatti, 33, Long Island City, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Colleen Ann Deloughery, 41, Aon Corporation, World Trade Center.
- Joseph DeLuca, 52, Ledgewood, N.J., Passenger, United 93, Shanksville, Pa..
- Anthony Demas, 61, New York City, Aon Corporation, World Trade Center.
- Martin N. DeMeo, 47, Farmingville, N.Y., New York City Fire Department, World Trade Center.
- Francis Deming, 47, Marsh & McLennan consultant, World Trade Center.
- Carol Keyes Demitz, 49, New York City, Fiduciary Trust Company International, World Trade Center.
- Kevin Dennis, 43, Cantor Fitzgerald, World Trade Center.
- Thomas Francis Dennis, Sr., 43, Setauket, N.Y., Cantor Fitzgerald, World Trade Center.
- Jean C. DePalma, 42, West Milford, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Robert John Deraney, 43, New York City, Risk Waters Group conference, World Trade Center.
- Michael DeRienzo, 35, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- David Paul DeRubbio, 38, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Jemal Legesse DeSantis, 28, Jersey City, N.J., Cantor Fitzgerald contractor, World Trade Center.
- Christian Louis DeSimone, 23, Ringwood, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Edward DeSimone III, 36, Middletown, N.J., Cantor Fitzgerald, World Trade Center.
- Andrew J. Desperito, 43, East Patchogue, N.Y., New York City Fire Department, World Trade Center.
- Cindy Ann Deuel, 28, Carr Futures, Inc., World Trade Center.
- Jerry DeVito, 66, Riverdale, N.Y., Fred Alger Management, Inc., World Trade Center.
- Robert P. Devitt, Jr., 36, Plainsboro, N.J., Cantor Fitzgerald, World Trade Center.
- Dennis Lawrence Devlin, 51, Washingtonville, N.Y., New York City Fire Department, World Trade Center.
- Gerard P. Dewan, 35, Rockaway Park, N.Y., New York City Fire Department, World Trade Center.
- Sulemanali Kassamali Dhanani, 32, Hartsdale, N.Y., Aon Corporation, World Trade Center.
- Patricia Florence Di Chiaro, 63, Marsh & McLennan Companies, Inc., World Trade Center.
- Debra Ann Di Martino, 36, Staten Island, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Joseph Di Pilato, 57, Staten Island, N.Y., Morgan Stanley contractor from International Brotherhood of Electrical Workers, World Trade Center.
- Michael Louis DiAgostino, 41, Garden City, N.Y., Cantor Fitzgerald, World Trade Center.
- Matthew Diaz, 33, Brooklyn, N.Y., Cantor Fitzgerald contractor from United Brotherhood of Carpenters and Joiners of America, World Trade Center.
- Nancy Diaz, 28, Windows on the World, World Trade Center.
- Obdulio Ruiz Diaz, 44, Bronx Builders, World Trade Center.
- Michael A. Diaz-Piedra III, 49, Washington Township, N.J., Bank of New York, World Trade Center, died 9/30/01.
- Judith Berquis Diaz-Sierra, 32, Fiduciary Trust Company International, World Trade Center.
- Rodney Dickens, 11, Washington, D.C., Passenger, American 77, Pentagon.
- Jerry D. Dickerson, 41, Springfield, Va., United States Army, Pentagon.
- Joseph Dermot Dickey, Jr., 50, Manhasset, N.Y., Cantor Fitzgerald, World Trade Center.
- Lawrence Patrick Dickinson, 35, Marlboro, N.J., Harvey Young Yurman, Inc., World Trade Center.
- Michael D. Diehl, 48, Brick, N.J., Fiduciary Trust Company International, World Trade Center.
- John Difato, 39, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Vincent Francis DiFazio, 43, Hunterdon County, N.J., Cantor Fitzgerald, World Trade Center.
- Carl Anthony DiFranco, 27, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Donald Joseph DiFranco, 43, Brooklyn, N.Y., WABC-TV, World Trade Center.
- Eddie A. Dillard, 54, Alexandria, Va., Passenger, American 77, Pentagon.
- David DiMeglio, 22, Wakefield, Mass., Passenger, United 11, World Trade Center.
- Stephen Patrick Dimino, 48, Basking Ridge, N.J., Cantor Fitzgerald, World Trade Center.
- William John Dimmling, 47, Garden City, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Christopher More Dincuff, 31, Jersey City, N.J., Carr Futures, Inc., World Trade Center.
- Jeffrey Mark Dingle, 32, Risk Waters Group conference attendee from Encompys, World Trade Center.
- Rena Sam Dinnoo, 28, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Anthony Dionisio, 38, Glen Rock, N.J., Cantor Fitzgerald, World Trade Center.
- George DiPasquale, 33, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Douglas Frank DiStefano, 24, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Donald Americo DiTullio, 49, Peabody, Mass., Passenger, United 11, World Trade Center.
- Ramzi A. Doany, 35, Marsh & McLennan Companies, Inc., World Trade Center.
- Johnnie Doctor, Jr., 32, Washington, D.C., United States Navy, Pentagon.
- John Joseph Doherty, 58, Hartsdale, N.Y., Aon Corporation, World Trade Center.
- Melissa CDandida Doi, 32, Throgs Neck, N.Y., IQ Financial Systems, Inc., World Trade Center.
- Brendan Dolan, 37, Glen Rock, N.J., Carr Futures, Inc., World Trade Center.
- Robert E. Dolan, Jr., 43, United States Navy, Pentagon.
- Neil Matthew Dollard, 28, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- James Domanico, 56, Douglaston, N.Y., New York State Department of Taxation and Finance, World Trade Center.
- Benilda Pascua Domingo, 37, Philippines, ABM Industries Inc., World Trade Center.
- Alberto Dominguez, 66, New South Wales, Australia, Passenger, United 11, World Trade Center.
- Carlos Dominguez, 34, East Meadow, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Jerome Mark Patrick Dominguez, 37, New York City Police Department, World Trade Center.
- Kevin W. Donnelly, 43, New York City, New York City Fire Department, World Trade Center.
- Jacqueline Donovan, 34, Lynbrook, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- William H. Donovan, 37, Alexandria, Va., United States Navy, Pentagon.
- Stephen Scott Dorf, 39, New Milford, N.J., Euro Brokers, World Trade Center.
- Thomas Dowd, 37, Monroe, N.Y., Cantor Fitzgerald, World Trade Center.
- Kevin Christopher Dowdell, 46, Breezy Point, N.Y., New York City Fire Department, World Trade Center.
- Mary Yolanda Dowling, 46, Aon Corporation, World Trade Center.
- Raymond Matthew Downey, Sr., 63, Deer Park, N.Y., New York City Fire Department, World Trade Center.
- Frank Joseph Doyle, 39, Englewood, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Joseph Michael Doyle, 25, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Randall L. Drake, 37, Lee’s Summit, Mo., Siemens AG, World Trade Center, died 9/22/01.
- Patrick Joseph Driscoll, 70, Englishtowne, N.J., Passenger, United 93, Shanksville, Pa..
- Stephen Patrick Driscoll, 38, Lake Carmel, N.Y., New York City Police Department, World Trade Center.
- Charles A. Droz III, 52, Springfield, Va., Passenger, American 77, Pentagon.
- Mirna A. Duarte, 30, Marsh & McLennan consultant, World Trade Center.
- Luke A. Dudek, 50, Livingston, N.J., Windows on the World, World Trade Center.
- Christopher Michael Duffy, 23, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Gerard J. Duffy, 53, New York City Fire Department, World Trade Center.
- Michael Joseph Duffy, 29, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Thomas W. Duffy, 52, Pittsford, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Antoinette Duger, 44, Wachovia Corporation, World Trade Center.
- Jackie Sayegh Duggan, 34, Windows on the World, World Trade Center.
- Sareve Dukat, 53, New York City, New York State Department of Taxation and Finance, World Trade Center.
- Patrick Dunn, 39, United States Navy, Pentagon.
- Felicia Gail Dunn-Jones, 42, Staten Island, N.Y., World Trade Center, died 2/10/02.
- Christopher Joseph Dunne, 28, Mineola, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Richard Anthony Dunstan, 54, New Providence, N.J., Aon Corporation, World Trade Center.
- Patrick Thomas Dwyer, 37, Nissequogue, N.Y., Cantor Fitzgerald, World Trade Center.
- Joseph Anthony Eacobacci, 26, Queens, N.Y., Cantor Fitzgerald, World Trade Center.
- John Bruce Eagleson, 53, Middlefield, Conn., Westfield Corporation, World Trade Center.
- Edward T. Earhart, 26, Morehead, Ky., United States Navy, Pentagon.
- Robert Douglas Eaton, 37, Cantor Fitzgerald, World Trade Center.
- Dean Phillip Eberling, 44, Cranford, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Margaret Ruth Echtermann, 33, Barneveld, N.Y., Regus PLC, World Trade Center.
- Paul Robert Eckna, 28, West New York, N.J., Cantor Fitzgerald, World Trade Center.
- Constantine Economos, 41, Brooklyn, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Barbara G. Edwards, Passenger, American 77, Pentagon.
- Dennis Michael Edwards, 35, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.
- Michael Hardy Edwards, 33, New York City, Sandler O’Neill + Partners, World Trade Center.
- Christine Egan, 55, Winnipeg, Manitoba, Canada, Aon Corporation visitor, World Trade Center.
- Lisa Erin Egan, 31, Cliffside Park, N.J., Cantor Fitzgerald, World Trade Center.
- Martin J. Egan, Jr., 36, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Michael Egan, 51, Middletown, N.J., Aon Corporation, World Trade Center.
- Samantha Martin Egan, 24, Jersey City, N.J., Cantor Fitzgerald, World Trade Center.
- Carole Eggert, 60, Marsh & McLennan Companies, Inc., World Trade Center.
- Lisa Caren Ehrlich, 36, Brooklyn, N.Y., Aon Corporation, World Trade Center.
- John Ernst Eichler, 69, Cedar Grove, N.J., Windows on the World visitor, World Trade Center.
- Eric Adam Eisenberg, 32, Aon Corporation, World Trade Center.
- Daphne Ferlinda Elder, 36, Marsh & McLennan Companies, Inc., World Trade Center.
- Michael J. Elferis, 27, New York City Fire Department, World Trade Center.
- Mark Joseph Ellis, 26, South Huntington, N.Y., New York City Police Department, World Trade Center.
- Valerie Silver Ellis, 46, Cantor Fitzgerald, World Trade Center.
- Albert Alfy William Elmarry, 30, North Brunswick, N.J., Cantor Fitzgerald, World Trade Center.
- Robert R. Elseth, United States Naval Reserve, Pentagon.
- Edgar Hendricks Emery, Jr., 45, Fiduciary Trust Company International, World Trade Center.
- Doris Suk-Yuen Eng, 30, Flushing, N.Y., Windows on the World, World Trade Center.
- Christopher Epps, 29, Marsh & McLennan Companies, Inc., World Trade Center.
- Ulf Ramm Ericson, 79, Greenwich, Conn., Washington Group International, World Trade Center.
- Erwin L. Erker, 41, Farmingdale, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- William John Erwin, 30, Verona, N.J., Cantor Fitzgerald, World Trade Center.
- Sarah Ali Escarcega, 35, Risk Waters Group, World Trade Center.
- Jose Espinal, 31, World Trade Center.
- Fanny Espinoza, 29, Cantor Fitzgerald, World Trade Center.
- Billy Scoop Esposito, 51, Bellmore, N.Y., Cantor Fitzgerald, World Trade Center.
- Bridget Ann Esposito, 33, Brooklyn, N.Y., Marsh & McLennan consultant from American Express, World Trade Center.
- Francis Esposito, 32, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Michael A. Esposito, 41, New York City Fire Department, World Trade Center.
- Ruben Esquilin, Jr., 35, New York City, Fiduciary Trust Company International, World Trade Center.
- Sadie Ette, 36, Windows on the World, World Trade Center.
- Barbara G. Etzold, 43, Fred Alger Management, Inc., World Trade Center.
- Eric Brian Evans, 31, Norwich, Conn., Aon Corporation, World Trade Center.
- Robert Edward Evans, 36, Franklin Square, N.Y., New York City Fire Department, World Trade Center.
- Meredith Emily June Ewart, 29, Hoboken, N.J., Aon Corporation, World Trade Center.
- Catherine K. Fagan, 58, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Patricia Mary Fagan, 55, Toms River, N.J., Aon Corporation, World Trade Center.
- Ivan Kyrillos Fairbanks-Barbosa, 30, New Jersey, Cantor Fitzgerald, World Trade Center.
- Keith George Fairben, 24, Floral Park, N.Y., Emergency Medical Services, World Trade Center.
- Sandra Fajardo-Smith, 37, Marsh & McLennan Companies, Inc., World Trade Center.
- Charles S. Falkenberg, 45, University Park, Md., Passenger, American 77, Pentagon.
- Dana Falkenberg, 3, University Park, Md., Passenger, American 77, Pentagon.
- Zoe Falkenberg, 8, University Park, Md., Passenger, American 77, Pentagon.
- Jamie L. Fallon, United States Navy, Pentagon.
- William F. Fallon, 53, Rocky Hill, N.J., Port Authority of New York and New Jersey, World Trade Center.
- William Lawrence Fallon, Jr., 38, Cantor Fitzgerald, World Trade Center.
- Anthony J. Fallone, Jr., 39, New York City, Cantor Fitzgerald, World Trade Center.
- Dolores Brigitte Fanelli, 38, Farmingville, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Robert John Fangman, 33, Chelsea, Mass., Flight Crew, United 175, World Trade Center.
- John Joseph Fanning, 54, West Hempstead, N.Y., New York City Fire Department, World Trade Center.
- Kathleen Anne Faragher, 33, Risk Waters Group conference attendee from Janus Capital Group, World Trade Center.
- Thomas James Farino, 37, Bohemia, N.Y., New York City Fire Department, World Trade Center.
- Nancy C. Doloszycki Farley, 45, Jersey City, N.J., Reinsurance Solutions, World Trade Center.
- Paige Marie Farley-Hackel, 46, Newton, Mass., Passenger, United 11, World Trade Center.
- Elizabeth Ann Farmer, 62, Cantor Fitzgerald contractor, World Trade Center.
- Douglas Jon Farnum, 33, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- John Gerard Farrell, 32, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- John W. Farrell, 41, Basking Ridge, N.J., Sandler O’Neill + Partners, World Trade Center.
- Terrence Patrick Farrell, 45, New York City Fire Department, World Trade Center.
- Joseph D. Farrelly, 47, New York City Fire Department, World Trade Center.
- Thomas Patrick Farrelly, 54, Marsh & McLennan consultant, World Trade Center.
- Syed Abdul Fatha, 54, Newark, N.J., Pitney Bowes Inc., World Trade Center.
- Christopher Edward Faughnan, 37, South Orange, N.J., Cantor Fitzgerald, World Trade Center.
- Wendy R. Faulkner, 47, Mason, Ohio, Aon Corporation, World Trade Center.
- Shannon Marie Fava, 30, Cantor Fitzgerald, World Trade Center.
- Bernard D. Favuzza, 52, Cantor Fitzgerald, World Trade Center.
- Robert Fazio, Jr., 41, Freeport, N.Y., New York City Police Department, World Trade Center.
- Ronald Carl Fazio, Sr., 57, Closter, N.J., Aon Corporation, World Trade Center.
- William M. Feehan, 71, Flushing, N.Y., New York City Fire Department, World Trade Center.
- Francis Jude Feely, 41, Marsh & McLennan Companies, Inc., World Trade Center.
- Garth Erin Feeney, 25, New York City, Risk Waters Group conference attendee from DataSynapse, World Trade Center.
- Sean Bernard Fegan, 34, New York City, Fred Alger Management, Inc., World Trade Center.
- Lee S. Fehling, 28, Wantagh, N.Y., New York City Fire Department, World Trade Center.
- Peter Adam Feidelberg, 34, Hoboken, N.J., Aon Corporation, World Trade Center.
- Alan D. Feinberg, 48, Marlboro, N.J., New York City Fire Department, World Trade Center.
- Rosa Maria Feliciano, 30, Marsh & McLennan Companies, Inc., World Trade Center.
- Edward P. Felt, 41, Matawan, N.J., Passenger, United 93, Shanksville, Pa..
- Edward Thomas Fergus, Jr., 40, Wilton, Conn., Cantor Fitzgerald, World Trade Center.
- George J. Ferguson III, 54, Teaneck, N.J., Westfalia Investments, Inc., World Trade Center.
- J. Joseph Ferguson, 39, Washington, D.C., Passenger, American 77, Pentagon.
- Henry Fernandez, 23, Windows on the World, World Trade Center.
- Judy Hazel Santillan Fernandez, 27, Parlin, N.J., Cantor Fitzgerald, World Trade Center.
- Julio Fernandez, 51, Hudson Shatz, World Trade Center.
- Elisa Giselle Ferraina, 26, Risk Waters Group, World Trade Center.
- Anne Marie Sallerin Ferreira, 29, Cantor Fitzgerald, World Trade Center.
- Robert John Ferris, 63, Garden City, N.Y., Aon Corporation, World Trade Center.
- David Francis Ferrugio, 46, Middletown, N.J., Cantor Fitzgerald, World Trade Center.
- Louis V. Fersini, Jr., 38, Basking Ridge, N.J., Cantor Fitzgerald, World Trade Center.
- Michael David Ferugio, 37, Brooklyn, N.Y., Aon Corporation visitor from Swett & Crawford Group, World Trade Center.
- Bradley James Fetchet, 24, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Jennifer Louise Fialko, 29, Teaneck, N.J., Aon Corporation, World Trade Center.
- Kristen Nicole Fiedel, 27, Marsh & McLennan Companies, Inc., World Trade Center.
- Amelia V. Fields, 46, Dumfries, Va., United States Army Civilian, Pentagon.
- Samuel Fields, 36, Summit Security Services, Inc., World Trade Center.
- Alexander Milan Filipov, 70, Concord, Mass., Passenger, United 11, World Trade Center.
- Michael Bradley Finnegan, 37, Basking Ridge, N.J., Cantor Fitzgerald, World Trade Center.
- Timothy J. Finnerty, 33, Glen Rock, N.J., Cantor Fitzgerald, World Trade Center.
- Michael C. Fiore, 46, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Stephen J. Fiorelli, 43, Aberdeen, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Paul M. Fiori, 31, Cantor Fitzgerald, World Trade Center.
- John B. Fiorito, 40, Stamford, Conn., Cantor Fitzgerald, World Trade Center.
- John R. Fischer, 46, New York City Fire Department, World Trade Center.
- Andrew Fisher, 42, Risk Waters Group conference attendee from Imagine Software, Inc., World Trade Center.
- Bennett Lawson Fisher, 58, Greenwich, Conn., Fiduciary Trust Company International, World Trade Center.
- Gerald P. Fisher, 57, Potomac, Md., United States Army contractor, Pentagon.
- John Roger Fisher, 46, Port Authority of New York and New Jersey, World Trade Center.
- Thomas J. Fisher, 36, Union, N.J., Fiduciary Trust Company International, World Trade Center.
- Lucy A. Fishman, 36, Brooklyn, N.Y., Aon Corporation, World Trade Center.
- Ryan D. Fitzgerald, 26, Floral Park, N.Y., Fiduciary Trust Company International, World Trade Center.
- Thomas James Fitzpatrick, 35, Tuckahoe, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Richard P. Fitzsimons, 57, Lynbrook, N.Y., World Trade Center Fire Safety, World Trade Center.
- Salvatore Fiumefreddo, 45, Manalapan, N.J., Cantor Fitzgerald contractor from International Brotherhood of Electrical Workers, World Trade Center.
- Darlene E. Flagg, Passenger, American 77, Pentagon.
- Wilson F. Flagg, 62, Millwood, Va., Passenger, American 77, Pentagon.
- Christina Donovan Flannery, 26, Middle Village, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Eileen Flecha, 33, Queens, N.Y., Fiduciary Trust Company International, World Trade Center.
- Andre G. Fletcher, 37, New York City Fire Department, World Trade Center.
- Carl M. Flickinger, 38, Congers, N.Y., Cantor Fitzgerald, World Trade Center.
- Matthew M. Flocco, United States Navy, Pentagon.
- John Joseph Florio, 33, Oceanside, N.Y., New York City Fire Department, World Trade Center.
- Joseph Walkden Flounders, 46, East Stroudsburg, Pa., Euro Brokers, World Trade Center.
- Carol Ann Flyzik, 40, Plaistow, N.H., Passenger, United 11, World Trade Center.
- David Fodor, 38, Fiduciary Trust Company International, World Trade Center.
- Michael N. Fodor, 53, Warwick, N.Y., New York City Fire Department, World Trade Center.
- Stephen Mark Fogel, 40, Cantor Fitzgerald, World Trade Center.
- Thomas J. Foley, 32, Central Nyack, N.Y., New York City Fire Department, World Trade Center.
- Jane C. Folger, 73, Bayonne, N.J., Passenger, United 93, Shanksville, Pa..
- David J. Fontana, 37, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Chih Min Foo, 40, Holmdel, N.J., New York Board of Trade, World Trade Center.
- Delrose E. Forbes Cheatham, 48, Effort, Pa., Cantor Fitzgerald, World Trade Center.
- Godwin Forde, 38, Morgan Stanley contractor, World Trade Center.
- Donald A. Foreman, 53, Staten Island, N.Y., Port Authority Police Department, World Trade Center.
- Christopher Hugh Forsythe, 44, Cantor Fitzgerald, World Trade Center.
- Claudia Alicia Foster, 26, Cantor Fitzgerald, World Trade Center.
- Noel John Foster, 40, Aon Corporation, World Trade Center.
- Sandra N. Foster, 41, Defense Intelligence Agency, Pentagon.
- Ana Fosteris, 58, Aon Corporation, World Trade Center.
- Robert Joseph Foti, 42, Albertson, N.Y., New York City Fire Department, World Trade Center.
- Jeffrey Fox, 40, Cranbury, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Virginia Elizabeth Fox, 58, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Pauline Francis, 56, Brooklyn, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Virgin Lucy Francis, 62, Brooklyn, N.Y., Windows on the World, World Trade Center.
- Gary Jay Frank, 35, South Amboy, N.J., Aon Corporation, World Trade Center.
- Morton H. Frank, 31, Cantor Fitzgerald, World Trade Center.
- Peter Christopher Frank, 29, New York City, Fred Alger
- Milagros Hromada, 35, Flushing, N.Y., Aon Corporation, World Trade Center.
- Marian R. Hrycak, 56, Flushing, N.Y., New York State Department of Taxation and Finance, World Trade Center.
- Stephen Huczko, Jr., 44, Bethlehem, N.J., Port Authority Police Department, World Trade Center.
- Kris Robert Hughes, 30, New York, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Paul Rexford Hughes, 38, Stamford, Conn., Marsh & McLennan Companies, Inc., World Trade Center.
- Robert T. Hughes, Jr., 23, Sayreville, N.J., Bank of America Corporation, World Trade Center.
- Thomas F. Hughes, Jr., 46, Spring Lake Heights, N.J., Windows on the World contractor, World Trade Center.
- Timothy Robert Hughes, 43, Madison, N.J., Cantor Fitzgerald, World Trade Center.
- Susan Huie, 43, Fairlawn, N.J., Risk Waters Group conference attendee from Compaq Computer Corporation, World Trade Center.
- Lamar Demetrius Hulse, 30, New York City, Marsh & McLennan, Advantage Security, World Trade Center.
- John Nicholas Humber, Jr., 60, Passenger, United 11, World Trade Center.
- William Christopher Hunt, 32, Norwalk, Conn., Euro Brokers, World Trade Center.
- Kathleen Anne Hunt-Casey, 43, Middletown, N.J., Sandler O’Neill + Partners, World Trade Center.
- Joseph Gerard Hunter, 31, South Hempstead, N.Y., New York City Fire Department, World Trade Center.
- Peggie M. Hurt, 36, Springfield, Va., United States Army Civilian, Pentagon.
- Robert R. Hussa, 51, Roslyn, N.Y., Carr Futures, Inc., World Trade Center.
- Stephen N. Hyland, Jr., 46, Burke, Va., United States Army, Pentagon.
- Robert J. Hymel, 55, Lake Ridge, Va., Defense Intelligence Agency, Pentagon.
- Thomas Edward Hynes, 28, Norwalk, Conn., Thomson Financial/Vestek, World Trade Center.
- Walter G. Hynes, 46, Belle Harbor, N.Y., New York City Fire Department, World Trade Center.
- Joseph Anthony Ianelli, 28, Hoboken, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Zuhtu Ibis, 25, New Jersey, Cantor Fitzgerald, World Trade Center.
- Jonathan Lee Ielpi, 29, New York City Fire Department, World Trade Center.
- Michael Patrick Iken, 37, Bronx, N.Y., Euro Brokers, World Trade Center.
- Daniel Ilkanayev, 36, Cantor Fitzgerald, World Trade Center.
- Frederick J. Ill, Jr., 49, Pearl River, N.Y., New York City Fire Department, World Trade Center.
- Abraham Nethanel Ilowitz, 51, Brooklyn, N.Y., Metropolitan Life Insurance Company, World Trade Center.
- Anthony P. Infante, Jr., 47, Chatham, N.J., Port Authority Police Department, World Trade Center.
- Louis S. Inghilterra, 45, Fiduciary Trust Company International, World Trade Center.
- Christopher Noble Ingrassia, 28, Watchung, N.J., Cantor Fitzgerald, World Trade Center.
- Paul Innella, 33, Cantor Fitzgerald, World Trade Center.
- Stephanie Veronica Irby, 38, Jamaica, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Douglas Jason Irgang, 32, New York City, Sandler O’Neill + Partners, World Trade Center.
- Kristin Irvine-Ryan, 30, New York City, Sandler O’Neill + Partners, World Trade Center.
- Todd Antione Isaac, 29, Cantor Fitzgerald, World Trade Center.
- Erik Hans Isbrandtsen, 30, New York City, Cantor Fitzgerald, World Trade Center.
- Taizo Ishikawa, 50, New York City, Fuji Bank, Ltd., World Trade Center.
- Waleed Joseph Iskandar, 34, London, England, United Kingdom, Passenger, United 11, World Trade Center.
- Aram Iskenderian, Jr., 41, Merrick, N.Y., Cantor Fitzgerald, World Trade Center.
- John F. Iskyan, 41, Wilton, Conn., Cantor Fitzgerald, World Trade Center.
- Kazushige Ito, 35, New York City, Fuji Bank, Ltd., World Trade Center.
- Aleksandr Valeryevich Ivantsov, 23, Cantor Fitzgerald, World Trade Center.
- Lacey Bernard Ivory, 42, Woodbridge, Va., United States Army, Pentagon.
- Virginia May Jablonski, 49, Matawan, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Bryan C. Jack, 48, Alexandria, Va. and New York City, Passenger, American 77, Pentagon.
- Brooke Alexandra Jackman, 23, New York City, Cantor Fitzgerald, World Trade Center.
- Aaron Jeremy Jacobs, 27, New York City, Cantor Fitzgerald, World Trade Center.
- Ariel Louis Jacobs, 29, Briarcliff Manor, N.Y., Risk Waters Group conference attendee from Caplin Systems, World Trade Center.
- Jason Kyle Jacobs, 32, Randolph, N.J., Fiduciary Trust Company International, World Trade Center.
- Michael G. Jacobs, 54, Danbury, Conn., Fiduciary Trust Company International, World Trade Center.
- Steven A. Jacobson, 53, New York, WPIX, World Trade Center.
- Steven D. Jacoby, 43, Alexandria, Va., Passenger, American 77, Pentagon.
- Ricknauth Jaggernauth, 58, Brooklyn, N.Y., NTX Interiors, World Trade Center.
- Jake Denis Jagoda, 24, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.
- Yudhvir S. Jain, 54, New York, Cantor Fitzgerald, World Trade Center.
- Maria Jakubiak, 40, Marsh & McLennan Companies, Inc., World Trade Center.
- Robert Adrien Jalbert, 61, Swampscott, Mass., Passenger, United 175, World Trade Center.
- Ernest James, 40, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Gricelda E. James, 44, International Office Centers Corporation, World Trade Center.
- Mark Steven Jardim, 39, New York City, Risk Waters Group conference attendee from Zurich Scudder Investments, World Trade Center.
- Amy Nicole Jarret, 28, North Smithfield, R.I., Flight Crew, United 175, World Trade Center.
- Muhammadou Jawara, 30, Windows on the World, World Trade Center.
- Francois Jean-Pierre, 58, Elmont, N.Y., Windows on the World, World Trade Center.
- Maxima Jean-Pierre, 40, Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Paul Edward Jeffers, 39, New York City, Cantor Fitzgerald, World Trade Center.
- John Charles Jenkins, 45, Passenger, United 11, World Trade Center.
- Joseph Jenkins, Jr., 47, Brooklyn, N.Y., Aon Corporation contractor from Certified Moving & Storage Company, World Trade Center.
- Alan Keith Jensen, 49, Wyckoff, N.J., Fiduciary Trust Company International, World Trade Center.
- Prem Nath Jerath, 57, Edison, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Farah Jeudy, 32, Aon Corporation, World Trade Center.
- Hweidar Jian, 42, East Brunswick, N.J., Cantor Fitzgerald, World Trade Center.
- Eliezer Jimenez, Jr., 38, Windows on the World, World Trade Center.
- Luis Jimenez, Jr., 25, Queens, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Charles Gregory John, 44, Fuji Bank, Ltd. security, World Trade Center.
- Nicholas John, 42, New York, Risk Waters Group conference attendee from JPMorgan Chase & Co., World Trade Center.
- Dennis M. Johnson, 48, Virginia, United States Army, Pentagon.
- LaShawna Johnson, 27, General Telecommunications, World Trade Center.
- Scott Michael Johnson, 26, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- William R. Johnston, 31, Babylon, N.Y., New York City Fire Department, World Trade Center.
- Allison Horstmann Jones, 31, New York City, Sandler O’Neill + Partners, World Trade Center.
- Arthur Joseph Jones III, 37, Ossining, N.Y., Carr Futures, Inc., World Trade Center.
- Brian Leander Jones, 44, Kew Gardens, N.Y., Fiduciary Trust Company contractor from International Business Machines Corporation, World Trade Center.
- Charles Edward Jones, 48, Bedford, Mass., Passenger, United 11, World Trade Center.
- Christopher D. Jones, 53, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.
- Donald T. Jones II, 39, Livingston, N.J., Cantor Fitzgerald, World Trade Center.
- Donald W. Jones, 43, Fairless Hills, Pa., Cantor Fitzgerald, World Trade Center.
- Judith Lawter Jones, 53, Woodbridge, Va., United States Navy Civilian, Pentagon.
- Linda Jones, 50, Aon Corporation, World Trade Center.
- Mary S. Jones, 72, Port Authority of New York and New Jersey, World Trade Center.
- Andrew Brian Jordan, Sr., 36, Remsenburg, N.Y., New York City Fire Department, World Trade Center.
- Robert Thomas Jordan, 34, East Williston, N.Y., Cantor Fitzgerald, World Trade Center.
- Albert Gunnis Joseph, 79, New York City, Morgan Stanley, World Trade Center, died 1/2/02.
- Ingeborg Joseph, 53, Marriott guest, World Trade Center, died 10/9/01.
- Karl Henry Joseph, 25, New York City Fire Department, World Trade Center.
- Stephen Joseph, 39, Franklin Park, N.J., Fiduciary Trust Company International, World Trade Center.
- Jane Eileen Josiah, 47, Fiduciary Trust Company International, World Trade Center.
- Anthony Jovic, 39, Massapequa Park, N.Y., New York City Fire Department, World Trade Center.
- Angel L. Juarbe, Jr., 35, New York City Fire Department, World Trade Center.
- Karen Sue Juday, 52, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Ann C. Judge, 49, Great Falls, Va., Flight 77, Passenger, American 77, Pentagon.
- Mychal F. Judge, 68, New York City Fire Department, World Trade Center.
- Paul William Jurgens, 47, Levittown, N.Y., Port Authority Police Department, World Trade Center.
- Thomas Edward Jurgens, 26, Meadowmere Park, N.Y., New York State Unified Court System, World Trade Center.
- Shashikiran Lakshmikantha Kadaba, 26, Bangalore, India, Marsh & McLennan consultant from Wipro Ltd., World Trade Center.
- Gavkharoy Kamardinova, 26, Brooklyn, N.Y., Aon Corporation visitor from Amish Market, World Trade Center.
- Shari Kandell, 27, Wyckoff, N.J., Cantor Fitzgerald, World Trade Center.
- Howard Lee Kane, 40, Hazlet, N.J., Windows on the World, World Trade Center.
- Jennifer Lynn Kane, 26, Fairlawn, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Vincent D. Kane, 37, New York City, New York City Fire Department, World Trade Center.
- Joon Koo Kang, 34, Riverdale, N.J., Cantor Fitzgerald, World Trade Center.
- Sheldon Robert Kanter, 53, Cantor Fitzgerald, World Trade Center.
- Deborah H. Kaplan, 45, Paramus, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Robin Lynne Kaplan, 33, Westboro, Mass., , Passenger, United 11, World Trade Center.
- Alvin Peter Kappelmann, Jr., 57, Green Brook, N.J., Aon Corporation visitor from Royal & SunAlliance, World Trade Center.
- Charles H. Karczewski, 34, Union, N.J., Aon Corporation, World Trade Center.
- William A. Karnes, 37, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Douglas Gene Karpiloff, 53, Mamaroneck, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.
- Charles L. Kasper, 54, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Andrew K. Kates, 37, New York City, Cantor Fitzgerald, World Trade Center.
- John A. Katsimatides, 31, Astoria, N.Y., Cantor Fitzgerald, World Trade Center.
- Robert Michael Kaulfers, 49, Kenilworth, N.J., Port Authority Police Department, World Trade Center.
- Don Jerome Kauth, Jr., 51, Saratoga Springs, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Hideya Kawauchi, 36, Fuji Bank, Ltd., World Trade Center.
- Edward T. Keane, 66, West Caldwell, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Richard M. Keane, 54, Wethersfield, Conn., Marsh & McLennan Companies, Inc., World Trade Center.
- Lisa Yvonne Kearney-Griffin, 35, Marsh & McLennan consultant from American Express, World Trade Center.
- Karol Ann Keasler, 42, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Barbara A. Keating, 72, Palm Springs, Calif., , Passenger, United 11, World Trade Center.
- Paul Hanlon Keating, 38, New York City, New York City Fire Department, World Trade Center.
- Leo Russell Keene III, 33, Westfield, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Brenda Kegler, Capitol Heights, Md., United States Army Civilian, Pentagon.
- Chandler Raymond Keller, 29, Manhattan Beach, Calif., Flight 77, Passenger, American 77, Pentagon.
- Joseph John Keller, 31, Park Ridge, N.J., Marriott International, Inc., World Trade Center.
- Peter R. Kellerman, 35, New York City, Cantor Fitzgerald, World Trade Center.
- Joseph P. Kellett, 37, Riverdale, N.Y., Carr Futures, Inc., World Trade Center.
- Frederick H. Kelley III, 57, Huntington, N.Y., Cantor Fitzgerald, World Trade Center.
- James Joseph Kelly, 39, Oceanside, N.Y., Cantor Fitzgerald, World Trade Center.
- Joseph A. Kelly, 40, Oyster Bay, N.Y., Cantor Fitzgerald, World Trade Center.
- Maurice P. Kelly, 41, Cantor Fitzgerald contractor, World Trade Center.
- Richard John Kelly, Jr., 50, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Thomas Michael Kelly, 41, Wyckoff, N.J., Euro Brokers, World Trade Center.
- Thomas Richard Kelly, 39, Riverhead, N.Y., New York City Fire Department, World Trade Center.
- Thomas W. Kelly, 50, New York City Fire Department, World Trade Center.
- Timothy Colin Kelly, 37, Cantor Fitzgerald, World Trade Center.
- William Hill Kelly, Jr., 30, New York City, Risk Waters Group conference attendee from Bloomberg L.P., World Trade Center.
- Robert Clinton Kennedy, 55, Toms River, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Thomas J. Kennedy, 36, New York City Fire Department, World Trade Center.
- Yvonne E. Kennedy, 62, Westmead, New South Wales, Australia, Flight 77, Passenger, American 77, Pentagon.
- John Richard Keohane, 41, Jersey City, N.J., Aon Corporation visitor from Zurich Financial Services, World Trade Center.
- Ralph Francis Kershaw, 52, Manchester, Mass., Passenger, United 175, World Trade Center.
- Ronald T. Kerwin, 42, Levittown, N.Y., New York City Fire Department, World Trade Center.
- Howard L. Kestenbaum, 56, MONTCLAIR, N.J., Aon Corporation, World Trade Center.
- Douglas D. Ketcham, 27, New York City, Cantor Fitzgerald, World Trade Center.
- Ruth Ellen Ketler, 42, New York City, Fiduciary Trust Company International, World Trade Center.
- Boris Khalif, 30, New York, Marsh & McLennan consultant from Allegiance Group, World Trade Center.
- Norma Cruz Khan, 45, Reston, Va., Flight 77, Passenger, American 77, Pentagon.
- Sarah Khan, 32, Queens, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Taimour Firaz Khan, 29, New York City, Carr Futures, Inc., World Trade Center.
- Rajesh Khandelwal, 33, South Plainfield, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- SeiLai Khoo, 38, Fred Alger Management, Inc., World Trade Center.
- Michael Vernon Kiefer, 25, Franklin Square, N.Y., New York City Fire Department, World Trade Center.
- Satoshi Kikuchihara, 43, Scarsdale, N.Y., Chuo Mitsui Trust and Banking Company, Ltd., World Trade Center.
- Andrew Jay-Hoon Kim, 26, Leonia, N.J., Fred Alger Management, Inc., World Trade Center.
- Lawrence Don Kim, 31, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Mary Jo Kimelman, 34, New York City, Cantor Fitzgerald, World Trade Center.
- Heinrich Kimmig, 43, Germany, Passenger, United 175, World Trade Center.
- Karen Ann Kincaid, 40, Flight 77, Passenger, American 77, Pentagon.
- Amy R. King, 29, Stafford Springs, Conn., Flight Crew, United 175, World Trade Center.
- Andrew M. King, 42, Cantor Fitzgerald, World Trade Center.
- Lucille Teresa King, 59, Ridgewood, N.Y., Aon Corporation, World Trade Center.
- Robert King, Jr., 36, Bellerose Terrace, N.Y., New York City Fire Department, World Trade Center.
- Lisa King-Johnson, 34, Rockaway Park, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Brian K. Kinney, 28, Lowell, Mass., Passenger, United 175, World Trade Center.
- Takashi Kinoshita, 46, Rye, N.Y., Fuji Bank, Ltd., World Trade Center.
- Chris Michael Kirby, 21, Bronx, N.Y., Aon Corporation contractor from United Brotherhood of Carpenters and Joiners of America, World Trade Center.
- Howard Barry Kirschbaum, 53, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Glenn Davis Kirwin, 40, Scarsdale, N.Y., Cantor Fitzgerald, World Trade Center.
- Helen Crossin Kittle and her unborn child, 34, Larchmont, N.Y., Cantor Fitzgerald, World Trade Center.
- Richard Joseph Klares, 59, Somers, N.Y., Aon Corporation visitor, World Trade Center.
- Peter Anton Klein, 35, Weehawken, N.J., Marsh & McLennan consultant, World Trade Center.
- Alan David Kleinberg, 39, East Brunswick, N.J., Cantor Fitzgerald, World Trade Center.
- Karen Joyce Klitzman, 38, Cantor Fitzgerald, World Trade Center.
- Ronald Philip Kloepfer, 39, Franklin Square, N.Y., New York City Police Department, World Trade Center.
- Eugueni Kniazev, 46, Brooklyn, N.Y., Windows on the World, World Trade Center.
- Andrew James Knox, 29, New York City, Cantor Fitzgerald visitor, World Trade Center.
- Thomas Patrick Knox, 31, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Rebecca Lee Koborie, 48, Guttenburg, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Deborah A. Kobus, 36, Brooklyn, N.Y., Chuo Mitsui Trust and Banking Company, Ltd., World Trade Center.
- Gary Edward Koecheler, 57, Euro Brokers, World Trade Center.
- Frank J. Koestner, 48, Ridgewood, N.Y., Cantor Fitzgerald, World Trade Center.
- Ryan Kohart, 26, New York City, Cantor Fitzgerald, World Trade Center.
- Vanessa Lynn Przybylo Kolpak, 21, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Irina Kolpakova, 37, Harris Beach LLP, World Trade Center.
- Suzanne Rose Kondratenko, 27, Chicago, Ill., Aon Corporation contractor from Keane Inc., World Trade Center.
- Abdoulaye KonDe, 37, Windows on the World, World Trade Center.
- Bon Seok Koo, 42, River Edge, N.J., LG Insurance Company, Ltd., World Trade Center.
- Dorota Kopiczko, 26, Marsh & McLennan Companies, Inc., World Trade Center.
- Scott Michael Kopytko, 32, Oakland Gardens, N.Y., New York City Fire Department, World Trade Center.
- Bojan George Kostic, 34, New York, Cantor Fitzgerald, World Trade Center.
- Danielle Kousoulis, 29, New York City, Cantor Fitzgerald, World Trade Center.
- David P. Kovalcin, 42, New Hampshire, , Passenger, United 11, World Trade Center.
- John J. Kren, 52, Howard Beach, N.Y., Euro Brokers, World Trade Center, died 10/26/01.
- William Edward Krukowski, 36, Bayside, N.Y., New York City Fire Department, World Trade Center.
- Lyudmila Ksido, 46, Marsh & McLennan consultant, World Trade Center.
- Toshiya Kuge, 20, Tokyo, Japan, Passenger, United 93, Shanksville, Pa..
- Shekhar Kumar, 30, Cantor Fitzgerald, World Trade Center.
- Kenneth Bruce Kumpel, 42, Cornwall, N.Y., New York City Fire Department, World Trade Center.
- Frederick Kuo, Jr., 53, Great Neck, N.Y., Washington Group International, World Trade Center.
- Patricia A. Kuras, 42, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Nauka Kushitani, 44, New York City, Fiduciary Trust Company International, World Trade Center.
- Thomas Joseph Kuveikis, 48, Carmel, N.Y., New York City Fire Department, World Trade Center.
- Victor Kwarkye, 35, Windows on the World, World Trade Center.
- Raymond Kui Fai Kwok, 31, New York, Cantor Fitzgerald, World Trade Center.
- Angela Reed Kyte, 49, Boonton Township, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Andrew La Corte, 61, Jersey City, N.J., Carr Futures, Inc., World Trade Center.
- Carol Ann La Plante, 59, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Jeffrey G. La Touche, 49, Jamaica, N.Y., Windows on the World, World Trade Center.
- Kathryn L. LaBorie, 44, Providence, R.I., , Flight Crew, United 175, World Trade Center.
- Amarnauth Lachhman, 41, Valley Stream, N.Y., Cantor Fitzgerald contractor from PM Contracting Company, World Trade Center.
- Ganesh K. Ladkat, 27, Somerset, N.J., Cantor Fitzgerald, World Trade Center.
- James Patrick Ladley, 41, Colts Neck, N.J., Cantor Fitzgerald, World Trade Center.
- Joseph A. Lafalce, 54, Queens, N.Y., Cantor Fitzgerald, World Trade Center.
- Jeanette Louise Lafond-Menichino, 49, Marsh & McLennan Companies, Inc., World Trade Center.
- David James LaForge, 50, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Michael Patrick LaForte, 39, Holmdel, N.J., Cantor Fitzgerald, World Trade Center.
- Alan Charles LaFrance, 43, Windows on the World, World Trade Center.
- Juan Mendez Lafuente, 61, Poughkeepsie, N.Y., Windows on the World visitor, World Trade Center.
- Neil Kwong-Wah Lai, 59, Hightstown, N.J., New York State Department of Taxation and Finance, World Trade Center.
- Vincent Anthony Laieta, 31, Edison, N.J., Aon Corporation, World Trade Center.
- William David Lake, 44, New York City Fire Department, World Trade Center.
- Franco Lalama, 45, Nutley, N.J., Port Authority of New York and New Jersey, World Trade Center.
- Chow Kwan Lam, 48, Maywood, N.J., New York State Department of Taxation and Finance, World Trade Center.
- Michael S. Lamana, United States Navy, Pentagon.
- Stephen LaMantia, 38, Darien, Conn., Cantor Fitzgerald, World Trade Center.
- Amy Hope Lamonsoff, 29, Brooklyn, N.Y., Risk Waters Group, World Trade Center.
- Robert T. Lane, 28, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Brendan Mark Lang, 30, Structure Tone, World Trade Center.
- Rosanne P. Lang, 42, Middletown, N.J., Cantor Fitzgerald, World Trade Center.
- Vanessa Lang Langer and her unborn child, 29, Yonkers, N.Y., Regus PLC, World Trade Center.
- Mary Lou Langley, 53, Staten Island, N.Y., Aon Corporation, World Trade Center.
- Peter J. Langone, 41, Roslyn Heights, N.Y., New York City Fire Department, World Trade Center.
- Thomas Michael Langone, 39, Williston Park, N.Y., New York City Police Department, World Trade Center.
- Michele Bernadette Lanza, 36, Staten Island, N.Y., Fiduciary Trust Company International, World Trade Center.
- Ruth Sheila Lapin, 53, East Windsor, N.J., Thomson Financial, World Trade Center.
- Ingeborg A.D. Lariby, 42, New York City, Regus PLC, World Trade Center.
- Robin Blair Larkey, 48, Cantor Fitzgerald, World Trade Center.
- Judith Camilla Larocque, 50, Framingham, Mass., Passenger, United 11, World Trade Center.
- Christopher Randall Larrabee, 26, New York City, Cantor Fitzgerald, World Trade Center.
- Hamidou S. Larry, 37, Marsh & McLennan Companies, Inc., World Trade Center.
- Scott Larsen, 35, New York City Fire Department, World Trade Center.
- John Adam Larson, 37, Colonia, N.J., Aon Corporation, World Trade Center.
- Natalie Janis Lasden, 46, Peabody, Mass., Passenger, United 11, World Trade Center.
- Gary Edward Lasko, 49, Memphis, Tenn., Marsh & McLennan Companies, Inc., World Trade Center.
- Nicholas Craig Lassman, 28, Cliffside Park, N.J., Cantor Fitzgerald, World Trade Center.
- Paul Laszczynski, 49, New Jersey, Port Authority Police Department, World Trade Center.
- Charles A. Laurencin, 61, Brooklyn, N.Y., Morgan Stanley, World Trade Center.
- Stephen James Lauria, 39, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Maria LaVache, 60, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Denis Francis Lavelle, 42, Yonkers, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Jeannine Mary LaVerde, 36, Staten Island, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Anna A. Laverty, 52, Fiduciary Trust Company International, World Trade Center.
- Steven Lawn, 28, Princeton, N.J., Aon Corporation, World Trade Center.
- Joel Miller, 55, Baldwin, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Michael Matthew Miller, 39, Englewood, N.J., Cantor Fitzgerald, World Trade Center.
- Nicole Carol Miller, 21, San Jose, Calif., , Passenger, United 93, Shanksville, Pa..
- Philip D. Miller, 53, Staten Island, N.Y., Aon Corporation, World Trade Center.
- Robert Alan Miller, 46, Old Bridge, N.J., New York State Department of Taxation and Finance, World Trade Center.
- Robert Cromwell Miller, Jr., 55, Hasbrouck Heights, N.J., Aon Corporation, World Trade Center.
- Benny Millman, 40, Staten Island, N.Y., Aon Corporation contractor from Certified Moving & Storage Company, World Trade Center.
- Charles M. Mills, Jr., 61, Brentwood, N.Y., New York State Department of Taxation and Finance, Revenue Crimes Bureau, World Trade Center.
- Ronald Keith Milstein, 54, Whitestone, N.Y., Fiduciary Trust Company International, World Trade Center.
- Robert J. Minara, 54, Carmel, N.Y., New York City Fire Department, World Trade Center.
- William George Minardi, 46, Cantor Fitzgerald, World Trade Center.
- Louis Joseph Minervino, 54, Middletown, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Thomas Mingione, 34, West Islip, N.Y., New York City Fire Department, World Trade Center.
- Wilbert Miraille, 29, Cantor Fitzgerald, World Trade Center.
- Domenick N. Mircovich, 40, Closter, N.J., Euro Brokers, World Trade Center.
- Rajesh Arjan Mirpuri, 30, Risk Waters Group conference attendee from DataSynapse, World Trade Center.
- Joseph D. Mistrulli, 47, Wantagh, N.Y., Windows on the World contractor, World Trade Center.
- Susan J. Miszkowicz, 37, Brooklyn, N.Y., Port Authority of New York and New Jersey, World Trade Center.
- Paul Thomas Mitchell, 46, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Richard P. Miuccio, 55, Staten Island, N.Y., New York State Department of Taxation and Finance, World Trade Center.
- Jeffrey Peter Mladenik, 43, Passenger, United 11, World Trade Center.
- Frank V. Moccia, Sr., 57, Hauppauge, N.Y., Washington Group International, World Trade Center.
- Louis Joseph Modafferi, 45, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Boyie Mohammed, 50, Brooklyn, N.Y., Carr Futures, Inc., World Trade Center.
- Dennis Mojica, 50, New York City Fire Department, World Trade Center.
- Manuel D. Mojica, Jr., 37, Bellmore, N.Y., New York City Fire Department, World Trade Center.
- Kleber Rolando Molina, 44, New York City, Fiduciary Trust Company International, World Trade Center.
- Manuel De Jesus Molina, 31, ABM Industries Inc., World Trade Center.
- Carl Molinaro, 32, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Justin John Molisani, Jr., 42, Lincroft, N.J., Euro Brokers, World Trade Center.
- Brian Patrick Monaghan, 21, New York City, Aon Corporation contractor from United Brotherhood of Carpenters and Joiners of America, World Trade Center.
- Franklyn Monahan, 45, Cantor Fitzgerald, World Trade Center.
- John Gerard Monahan, 47, Cantor Fitzgerald, World Trade Center.
- Kristen Leigh Montanaro, 34, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Craig Montano, 38, Cantor Fitzgerald, World Trade Center.
- Michael G. Montesi, 39, Highland Mills, N.Y., New York City Fire Department, World Trade Center.
- Carlos Alberto Montoya, 36, Belmont, Mass., Passenger, United 11, World Trade Center.
- Antonio De Jesus Montoya Valdes, 47, Boston, Mass., Passenger, United 11, World Trade Center.
- Cheryl Ann Monyak, 43, Greenwich, Conn., Marsh & McLennan Companies, Inc., World Trade Center.
- Thomas Carlo Moody, 45, Stony Brook, N.Y., New York City Fire Department, World Trade Center.
- Sharon Moore, 37, Jamaica, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Krishna V. Moorthy, 59, Fiduciary Trust Company International, World Trade Center.
- Abner Morales, 37, Ozone Park, N.Y., Fiduciary Trust Company International, World Trade Center.
- Carlos Manuel Morales, 29, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Paula E. Morales, 42, Aon Corporation, World Trade Center.
- Sonia Mercedes Morales Puopolo, 62, Dover, Mass., Passenger, United 11, World Trade Center.
- Gerard P. Moran, Jr., United States Navy contractor, Pentagon.
- John Christopher Moran, 38, Surrey, England, United Kingdom, Risk Waters Group conference attendee from Accenture, World Trade Center.
- John Michael Moran, 42, Rockaway, N.Y., New York City Fire Department, World Trade Center.
- Kathleen Moran, 42, Brooklyn, N.Y., Aon Corporation visitor from Zurich Financial Services, World Trade Center.
- Lindsay Stapleton Morehouse, 24, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- George William Morell, 47, Mount Kisco, N.Y., Cantor Fitzgerald, World Trade Center.
- Steven P. Morello, 52, Bayonne, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Vincent S. Morello, 34, New York City Fire Department, World Trade Center.
- Yvette Nicole Moreno, 24, Bronx, N.Y., Carr Futures, Inc., World Trade Center.
- Dorothy Morgan, 47, Marsh & McLennan Companies, Inc., World Trade Center.
- Richard J. Morgan, 66, Glen Rock, N.J., Public Utility Emergency Management, World Trade Center.
- Nancy Morgenstern, 32, New York City, Cantor Fitzgerald, World Trade Center.
- Sanae Mori, 27, Tokyo, Japan, Risk Waters Group conference attendee from Nomura Research Institute, Ltd., World Trade Center.
- Blanca Robertina Morocho Morocho, 26, Windows on the World, World Trade Center.
- Leonel Geronimo Morocho Morocho, 36, Windows on the World, World Trade Center.
- Dennis Gerard Moroney, 39, Eastchester, N.Y., Cantor Fitzgerald, World Trade Center.
- Lynne Irene Morris, 22, Monroe, N.Y., Cantor Fitzgerald, World Trade Center.
- Odessa V. Morris, 54, Upper Marlboro, Md., United States Army Civilian, Pentagon.
- Seth Allan Morris, 35, Kinnelon, N.J., Cantor Fitzgerald, World Trade Center.
- Steve Morris, 31, Ormond Beach, Fla., Marsh & McLennan visitor from Oracle Corporation, World Trade Center.
- Christopher Martel Morrison, 34, Charlestown, Mass., Risk Waters Group conference attendee from Zurich Scudder Investments, World Trade Center.
- Ferdinand V. Morrone, 63, Lakewood, N.J., Port Authority Police Department, World Trade Center.
- William David Moskal, 50, Brecksville, Ohio, Marsh & McLennan Companies, Inc., World Trade Center.
- Brian A. Moss, 34, United States Navy, Pentagon.
- Marco Motroni, 56, Carr Futures, Inc., World Trade Center.
- Cynthia Motus-Wilson, 52, Warwick, N.Y., International Office Centers Corporation, World Trade Center.
- Iouri A. Mouchinski, 55, Brooklyn, N.Y., Windows on the World contractor, World Trade Center.
- Jude Joseph Moussa, 35, New York City, Cantor Fitzgerald, World Trade Center.
- Peter Moutos, 46, Chatham, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Damion O’Neil Mowatt, 21, Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Teddington H. Moy, 48, Silver Spring, Md., United States Army Civilian, Pentagon.
- Christopher Michael Mozzillo, 27, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Stephen Vincent Mulderry, 33, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Richard T. Muldowney, Jr., 40, Babylon, N.Y., New York City Fire Department, World Trade Center.
- Michael D. Mullan, 34, Flushing, N.Y., New York City Fire Department, World Trade Center.
- Dennis Michael Mulligan, 32, Bronx, N.Y., New York City Fire Department, World Trade Center.
- Peter James Mulligan, 27, New York City, Cantor Fitzgerald, World Trade Center.
- Michael Joseph Mullin, 27, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- James Donald Munhall, 45, Sandler O’Neill + Partners, World Trade Center.
- Nancy MuIniz, 45, Ridgewood, N.Y., Port Authority of New York and New Jersey, World Trade Center.
- Francisco Heladio Munoz, 29, Flushing, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Carlos Mario MuInoz, 43, New York, Windows on the World, World Trade Center.
- Theresa Munson, 54, Broad Channel, N.Y., Aon Corporation, World Trade Center.
- Robert Michael Murach, 45, Montclair, N.J., Cantor Fitzgerald, World Trade Center.
- Cesar Augusto Murillo, 32, Cantor Fitzgerald, World Trade Center.
- Marc A. Murolo, 28, New York City, Cantor Fitzgerald, World Trade Center.
- Brian Joseph Murphy, 41, New York City, Cantor Fitzgerald, World Trade Center.
- Charles Anthony Murphy, 38, New York City, Cantor Fitzgerald, World Trade Center.
- Christopher W. Murphy, 35, Easton, Md., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Edward Charles Murphy, 42, Clifton, N.J., Cantor Fitzgerald, World Trade Center.
- James F. Murphy IV, 30, Garden City, N.Y., Risk Waters Group conference attendee from Thomson Financial, World Trade Center.
- James Thomas Murphy, 35, Cantor Fitzgerald, World Trade Center.
- Kevin James Murphy, 40, Northport, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Patrick Jude Murphy, 38, Berkeley Heights, N.J., United States Naval Reserve, Pentagon.
- Patrick Sean Murphy, 36, Millburn, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Raymond E. Murphy, 46, Bronx, N.Y., New York City Fire Department, World Trade Center.
- Robert Eddie Murphy, Jr., 56, Fuji Bank, Ltd. security, World Trade Center.
- Mary Catherine Murphy-Boffa, 45, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- John Joseph Murray, 32, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- John Joseph Murray, 52, Colts Neck, N.J., Fuji Bank visitor from Mizuho Financial Group, World Trade Center.
- Susan D. Murray, 54, Marsh & McLennan Companies, Inc., World Trade Center.
- Valerie Victoria Murray, 65, Ohrenstein & Brown, World Trade Center.
- Richard Todd Myhre, 37, Cantor Fitzgerald, World Trade Center.
- Louis J. Nacke II, 42, Passenger, United 93, Shanksville, Pa.
- Robert B. Nagel, 55, New York City, New York City Fire Department, World Trade Center.
- Mildred Rose Naiman, 81, Andover, Mass., Passenger, United 11, World Trade Center.
- Takuya Nakamura, 30, Tuckahoe, N.Y., Nishi-Nippon Bank, Ltd., World Trade Center.
- Alexander John Robert Napier, 38, Morristown, N.J., Aon Corporation, World Trade Center.
- Frank Joseph Naples III, 29, Cantor Fitzgerald, World Trade Center.
- John Philip Napolitano, 33, Ronkokoma, N.Y., New York City Fire Department, World Trade Center.
- Catherine Ann Nardella, 40, Bloomfield, N.J., Aon Corporation, World Trade Center.
- Mario Nardone, Jr., 32, New York City, Euro Brokers, World Trade Center.
- Manika K. Narula, 22, Cantor Fitzgerald, World Trade Center.
- Shawn M. Nassaney, 25, Pawtucket, R.I., Passenger, United 175, World Trade Center.
- Narender Nath, 32, Colonia, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Karen Susan Navarro, 30, Oakland Gardens, N.Y., Carr Futures, Inc., World Trade Center.
- Joseph M. Navas, 44, Paramus, N.J., Port Authority Police Department, World Trade Center.
- Francis Joseph Nazario, 28, Jersey City, N.J., Cantor Fitzgerald, World Trade Center.
- Glenroy I. Neblett, 42, Jamaica, N.Y., Reinsurance Solutions, World Trade Center.
- Rayman Marcus Neblett, 31, Roslyn Heights, N.Y., Aon Corporation, World Trade Center.
- Jerome O. Nedd, 39, Brooklyn, N.Y., Windows on the World, World Trade Center.
- Laurence F. Nedell, 52, Lindenhurst, N.Y., Aon Corporation, World Trade Center.
- Luke G. Nee, 44, Stony Point, N.Y., Cantor Fitzgerald, World Trade Center.
- Pete Negron, 34, Bergenfield, N.J., Port Authority of New York and New Jersey first responders, World Trade Center.
- Laurie Ann Neira, 48, Passenger, United 11, World Trade Center.
- Ann N. Nelson, 30, New York City, Cantor Fitzgerald, World Trade Center.
- David William Nelson, 50, Carr Futures, Inc., World Trade Center.
- Ginger Risco Nelson, 48, New York City, Fred Alger Management, Inc., World Trade Center.
- James A. Nelson, 40, Clark, N.J., Port Authority Police Department, World Trade Center.
- Michele Ann Nelson, 27, North Valley Stream, N.Y., Cantor Fitzgerald, World Trade Center.
- Peter Allen Nelson, 42, New York City Fire Department, World Trade Center.
- Oscar Francis Nesbitt, 58, New York State Department of Taxation and Finance, World Trade Center.
- Gerard Terence Nevins, 46, Campbell Hall, N.Y., New York City Fire Department, World Trade Center.
- Renee Tetreault Newell, 37, Cranston, R.I., Passenger, United 11, World Trade Center.
- Christopher C. Newton, 38, Ashburn, Va., Passenger, American 77, Pentagon.
- Christopher Newton-Carter, 51, Middletown, N.J., Sandler O’Neill + Partners, World Trade Center.
- Nancy Yuen Ngo, 36, Marsh & McLennan consultant, World Trade Center.
- Khang Ngoc Nguyen, 41, Fairfax, Va., United States Navy contractor, Pentagon.
- Jody Tepedino Nichilo, 39, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Kathleen Ann Nicosia, 54, Winthrop, Mass., Flight Crew, United 11, World Trade Center.
- Martin Stewart Niederer, 23, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Alfonse Joseph Niedermeyer, 40, Manasquan, N.J., Port Authority Police Department, World Trade Center.
- Frank John Niestadt, Jr., 55, Long Island, N.Y., Aon Corporation, World Trade Center.
- Gloria Nieves, 48, Fiduciary Trust Company International, World Trade Center.
- Juan Nieves, Jr., 56, Bronx, N.Y., Windows on the World, World Trade Center.
- Troy Edward Nilsen, 33, Cantor Fitzgerald, World Trade Center.
- Paul Nimbley, 42, Cantor Fitzgerald, World Trade Center.
- John Ballantine Niven, 44, New York City, Aon Corporation, World Trade Center.
- Katherine McGarry Noack, 29, Hoboken, N.J., Risk Waters Group conference attendee from Telekurs Group, World Trade Center.
- Curtis Terrance Noel, 22, Bronx, N.Y., General Telecommunications, World Trade Center.
- Michael A. Noeth, 30, Fort Myer, Va., United States Navy, Pentagon.
- Daniel R. Nolan, 44, Marsh & McLennan Companies, Inc., World Trade Center.
- Robert Walter Noonan, 36, Greenwich, Conn., Cantor Fitzgerald, World Trade Center.
- Jacqueline June Norton, 61, Passenger, United 11, World Trade Center.
- Robert Grant Norton, 85, Passenger, United 11, World Trade Center.
- Daniela Rosalia Notaro, 25, Brooklyn, N.Y., Carr Futures, Inc., World Trade Center.
- Brian Christopher Novotny, 33, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Soichi Numata, 45, Fuji Bank, Ltd., World Trade Center.
- Brian Nunez, 29, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Jose Nunez, 42, Bronx, N.Y., Windows on the World, World Trade Center.
- Jeffrey Roger Nussbaum, 37, Oceanside, N.Y., Carr Futures, Inc., World Trade Center.
- Dennis Patrick O’Berg, 28, Babylon, N.Y., New York City Fire Department, World Trade Center.
- James P. O’Brien, Jr., 33, Cantor Fitzgerald, World Trade Center.
- Michael P. O’Brien, 42, Cedar Knolls, N.J., Cantor Fitzgerald, World Trade Center.
- Scott J. O’Brien, 40, Brooklyn, N.Y., Risk Waters Group conference attendee from Slam Dunk Networks, Inc., World Trade Center.
- Timothy Michael O’Brien, 40, Old Brookville, N.Y., Cantor Fitzgerald, World Trade Center.
- Daniel O’Callaghan, 42, Smithtown, N.Y., New York City Fire Department, World Trade Center.
- Dennis James O’Connor, Jr., 34, New York, Cantor Fitzgerald, World Trade Center.
- Diana J. O’Connor, 37, Sandler O’Neill + Partners, World Trade Center.
- Keith Kevin O’Connor, 28, Hoboken, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Richard J. O’Connor, 49, LaGrangeville, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Amy O’Doherty, 23, New York City, Cantor Fitzgerald, World Trade Center.
- Marni Pont O’Doherty, 31, Keefe, Bruyette & Woods, Inc., World Trade Center.
- James Andrew O’Grady, 32, Harrington Park, N.J., Sandler O’Neill + Partners, World Trade Center.
- Thomas G. O’Hagan, 43, Riverdale, N.Y., New York City Fire Department, World Trade Center.
- Patrick J. O’Keefe, 44, Oakdale, N.Y., New York City Fire Department, World Trade Center.
- William O’Keefe, 48, New York City Fire Department, World Trade Center.
- Gerald Thomas O’Leary, 34, Stony Point, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Matthew Timothy O’Mahony, 39, New York City, Cantor Fitzgerald, World Trade Center.
- John P. O’Neill, 49, Silverstein Properties, World Trade Center.
- Peter J. O’Neill, Jr., 21, Valley Stream, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Sean Gordon Corbett O’Neill, 34, Rye, N.Y., Cantor Fitzgerald, World Trade Center.
- Kevin M. O’Rourke, 44, New York City Fire Department, World Trade Center.
- Patrick J. O’Shea, 45, Farmingdale, N.Y., Carr Futures, Inc., World Trade Center.
- Robert William O’Shea, 47, Wall, N.J., Carr Futures, Inc., World Trade Center.
- Timothy Franklin O’Sullivan, 68, Albrightsville, Pa., Cultural Institutions Retirement System, World Trade Center.
- James A. Oakley, 52, Cortlandt Manor, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Douglas E. Oelschlager, 36, St. James, N.Y., New York City Fire Department, World Trade Center.
- Takashi Ogawa, 37, Tokyo, Japan, Risk Waters Group conference attendee from Nomura Research Institute, Ltd., World Trade Center.
- Albert Ogletree, 49, Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Philip Paul Ognibene, 39, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- John A. Ogonowski, 50, Flight Crew, United 11, World Trade Center.
- Joseph J. Ogren, 30, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Samuel Oitice, 45, Peekskill, N.Y., New York City Fire Department, World Trade Center.
- Gerald Michael Olcott, 55, New Hyde Park, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Christine Anne Olender, 39, New York City, Windows on the World, World Trade Center.
- Linda Mary Oliva, 44, Staten Island, N.Y., Carr Futures, Inc., World Trade Center.
- Edward K. Oliver, 31, Jackson, N.J., Carr Futures, Inc., World Trade Center.
- Leah Elizabeth Oliver, 24, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Eric Taube Olsen, 41, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Jeffrey James Olsen, 31, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Barbara K. Olson, Passenger, American 77, Pentagon.
- Maureen Lyons Olson, 50, Rockville Centre, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Steven John Olson, 38, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Toshihiro Onda, 39, New York City, Fuji Bank, Ltd., World Trade Center.
- Seamus L. Oneal, 52, New York City, Cantor Fitzgerald, World Trade Center.
- Betty Ann Ong, 45, Andover, Mass., Flight Crew, United 11, World Trade Center.
- Michael C. Opperman, 45, Selden, N.Y., Aon Corporation, World Trade Center.
- Christopher T. Orgielewicz, 35, Larchmont, N.Y., Sandler O’Neill + Partners, World Trade Center.
- Margaret Quinn Orloske, 50, Windsor, Conn., Marsh & McLennan Companies, Inc., World Trade Center.
- Virginia Anne Ormiston, 42, Marsh & McLennan Companies, Inc., World Trade Center.
- Ruben S. Ornedo, 39, Los Angeles, Calif., Passenger, American 77, Pentagon.
- Ronald Orsini, 59, Hillsdale, N.J., Cantor Fitzgerald, World Trade Center.
- Peter Keith Ortale, 37, Euro Brokers, World Trade Center.
- Juan Ortega-Campos, 32, Fine & Schapiro, World Trade Center.
- Jane Marie Orth, 49, Haverhill, Mass., Passenger, United 11, World Trade Center.
- Alexander Ortiz, 36, Empire BlueCross BlueShield contractor, World Trade Center.
- David Ortiz, 37, Nanuet, N.Y., Port Authority of New York and New Jersey first responders, World Trade Center.
- Emilio Pete Ortiz, 38, Queens, N.Y., Carr Futures, Inc., World Trade Center.
- Pablo Ortiz, 49, Staten Island, N.Y., Port Authority of New York and New Jersey, World Trade Center.
- Paul Ortiz, Jr., 21, Risk Waters Group conference attendee from Bloomberg L.P., World Trade Center.
- Sonia Ortiz, 58, Flushing, N.Y., ABM Industries Inc., World Trade Center.
- Masaru Ose, 36, Fort Lee, N.J., Fuji Bank, Ltd., World Trade Center.
- Elsy Carolina Osorio Oliva, 27, Flushing, N.Y., General Telecommunications, World Trade Center.
- James R. Ostrowski, 37, Cantor Fitzgerald, World Trade Center.
- Jason Douglas Oswald, 28, New York City, Cantor Fitzgerald, World Trade Center.
- Michael John Otten, 42, East Islip, N.Y., New York City Fire Department, World Trade Center.
- Isidro D. Ottenwalder, 35, Windows on the World, World Trade Center.
- Michael Chung Ou, 53, New York, New York State Department of Taxation and Finance, World Trade Center.
- Todd Joseph Ouida, 25, River Edge, N.J., Cantor Fitzgerald, World Trade Center.
- Jesus Ovalles, 60, Windows on the World, World Trade Center.
- Peter J. Owens, Jr., 42, Williston Park, N.Y., Cantor Fitzgerald, World Trade Center.
- Adianes Oyola, 23, Fuji Bank, Ltd., World Trade Center.
- Angel M. Pabon, Jr., 53, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Israel Pabon, Jr., 31, New York City, Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Roland Pacheco, 25, Alliance Consulting Group, World Trade Center.
- Michael Benjamin Packer, 45, Hartsdale, N.Y., Risk Waters Group conference attendee from Merrill Lynch & Co., Inc., World Trade Center.
- Diana B. Padro, 55, Woodbridge, Va., United States Army Civilian, Pentagon.
- Deepa Pakkala, 31, Marsh & McLennan consultant, World Trade Center.
- Jeffrey Matthew Palazzo, 33, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Thomas Palazzo, 44, Armonk, N.Y., Cantor Fitzgerald, World Trade Center.
- Richard A. Palazzolo, 39, New York City, Cantor Fitzgerald, World Trade Center.
- Orio Joseph Palmer, 45, Valley Stream, N.Y., New York City Fire Department, World Trade Center.
- Frank Anthony Palombo, 46, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Alan N. Palumbo, 41, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Christopher Matthew Panatier, 36, Cantor Fitzgerald, World Trade Center.
- Dominique Lisa Pandolfo, 27, Hoboken, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Jonas Martin Panik, 26, United States Naval Reserve, Pentagon.
- Paul J. Pansini, 35, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- John M. Paolillo, 51, Glen Head, N.Y., New York City Fire Department, World Trade Center.
- Edward Joseph Papa, 47, Oyster Bay, N.Y., Cantor Fitzgerald, World Trade Center.
- Salvatore T. Papasso, 34, Staten Island, N.Y., New York State Department of Taxation and Finance, Revenue Crimes Bureau, World Trade Center.
- James Nicholas Pappageorge, 29, New York City Fire Department, World Trade Center.
- Marie Pappalardo, 53, Passenger, United 175, World Trade Center.
- Vinod Kumar Parakat, 34, Cantor Fitzgerald, World Trade Center.
- Vijayashanker Paramsothy, 23, Astoria, N.Y., Aon Corporation, World Trade Center.
- Nitin Ramesh Parandkar, 27, Woodbrige, N.J., Marsh & McLennan visitor from Oracle Corporation, World Trade Center.
- Hardai Parbhu, 42, Bronx, N.Y., Aon Corporation, World Trade Center.
- Deepika Kumar Sattaluri, 33, Edison, N.J., Marsh & McLennan consultant from Wipro Ltd., World Trade Center.
- Gregory Thomas Saucedo, 31, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Susan M. Sauer, 48, Chicago, Ill., Marsh & McLennan Companies, Inc., World Trade Center.
- Anthony Savas, 72, Astoria, N.Y., Port Authority of New York and New Jersey, World Trade Center.
- Vladimir Savinkin, 21, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- John Michael Sbarbaro, 45, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- David M. Scales, 44, Arlington, Va., United States Army, Pentagon.
- Robert Louis Scandole, 36, Pelham, N.Y., Cantor Fitzgerald, World Trade Center.
- Michelle Scarpitta, 26, Euro Brokers, World Trade Center.
- Dennis Scauso, 46, Dix Hills, N.Y., New York City Fire Department, World Trade Center.
- John Albert Schardt, 34, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- John G. Scharf, 29, Manorville, N.Y., Aon Corporation visitor, World Trade Center.
- Fred C. Scheffold, Jr., 57, Piermont, N.Y., New York City Fire Department, World Trade Center.
- Angela Susan Scheinberg, 46, Staten Island, N.Y., Empire BlueCross BlueShield, World Trade Center.
- Scott Mitchell Schertzer, 28, Edison, N.J., Cantor Fitzgerald, World Trade Center.
- Sean Schielke, 27, New York City, Cantor Fitzgerald, World Trade Center.
- Steven Francis Schlag, 41, Franklin Lakes, N.J., Cantor Fitzgerald, World Trade Center.
- Robert A. Schlegel, 38, United States Navy, Pentagon.
- Jon Schlissel, 51, Jersey City, N.J., New York State Department of Taxation and Finance, World Trade Center.
- Karen Helene Schmidt, 42, Bellmore, N.Y., IQ Financial Systems, Inc., World Trade Center.
- Ian Schneider, 45, Cantor Fitzgerald, World Trade Center.
- Thomas G. Schoales, 27, Stony Point, N.Y., New York City Fire Department, World Trade Center.
- Marisa Dinardo Schorpp, 38, Cantor Fitzgerald, World Trade Center.
- Frank G. Schott, Jr., 39, Massapequa, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Gerard Patrick Schrang, 45, Holbrook, N.Y. and Downsville, N.Y., New York City Fire Department, World Trade Center.
- Jeffery H. Schreier, 48, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- John T. Schroeder, 31, Fred Alger Management, Inc., World Trade Center.
- Susan Lee Schuler, 55, Sandler O’Neill + Partners, World Trade Center.
- Edward W. Schunk, 54, Baldwin, N.Y., Cantor Fitzgerald, World Trade Center.
- Mark Evan Schurmeier, 44, McLean, Va., Risk Waters Group conference attendee from The Federal Home Loan Mortgage Corporation, World Trade Center.
- John Burkhart Schwartz, 49, New York City, Cantor Fitzgerald, World Trade Center.
- Mark Schwartz, 50, West Hempstead, N.Y., Emergency Medical Services, World Trade Center.
- Adriane Victoria Scibetta, 31, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Raphael Scorca, 61, Beachwood, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Janice M. Scott, 46, North Springfield, Va., United States Army Civilian, Pentagon.
- Randolph Scott, 48, Stamford, Conn., Euro Brokers, World Trade Center.
- Christopher Jay Scudder, 34, Monsey, N.Y., En Pointe Technologies, Inc., World Trade Center.
- Arthur Warren Scullin, 57, Flushing, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Michael H. Seaman, 41, Cantor Fitzgerald, World Trade Center.
- Margaret M. Seeliger, 34, New York City, Aon Corporation, World Trade Center.
- Anthony Segarra, 52, Flushing, N.Y., Proven Electric Contracting, World Trade Center, died 11/28/01.
- Carlos Segarra, 54, Brooklyn, N.Y., Wachovia Corporation, World Trade Center.
- Jason M. Sekzer, 31, Forest Hills, N.Y., Cantor Fitzgerald, World Trade Center.
- Matthew Carmen Sellitto, 23, New Vernon, N.J., Cantor Fitzgerald, World Trade Center.
- Michael L. Selves, 53, Fairfax, Va., United States Army Civilian, Pentagon.
- Howard Selwyn, 47, Hewlett, N.Y., Euro Brokers, World Trade Center.
- Larry John Senko, 34, Yardley, Pa., Alliance Consulting Group, World Trade Center.
- Arturo Angelo Sereno, 29, Cantor Fitzgerald contractor, World Trade Center.
- Frankie Serrano, 23, Elizabeth, N.J., Genuity Solutions, World Trade Center.
- Marian H. Serva, 47, Stafford, Va., United States Army Civilian, Pentagon.
- Alena Sesinova, 57, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Adele Christine Sessa, 36, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Sita Nermalla Sewnarine, 37, Brooklyn, N.Y., Fiduciary Trust Company International, World Trade Center.
- Karen Lynn Seymour, 40, Garban Intercapital, World Trade Center.
- Davis Grier Sezna, Jr., 22, Sandler O’Neill + Partners, World Trade Center.
- Thomas Joseph Sgroi, 45, Marsh & McLennan Companies, Inc., World Trade Center.
- Jayesh Shantilal Shah, 38, Edgewater, N.J., Cantor Fitzgerald, World Trade Center.
- Khalid M. Shahid, 25, Union, N.J., Cantor Fitzgerald, World Trade Center.
- Mohammed Shajahan, 41, Spring Valley, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Gary Shamay, 23, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- Earl Richard Shanahan, 50, Flushing, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Dan F. Shanower, 40, Arlington, Va., United States Navy, Pentagon.
- Neil G. Shastri, 25, New York City, Cantor Fitzgerald consultant, World Trade Center.
- Kathryn Anne Shatzoff, 37, Bronx, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Barbara A. Shaw, 57, Morris Township, N.J., Risk Waters Group conference attendee from Compaq Computer Corporation, World Trade Center.
- Jeffrey James Shaw, 42, Levittown, N.Y., Forest Electric Corp., World Trade Center.
- Robert John Shay, Jr., 27, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Daniel James Shea, 37, Pelham Manor, N.Y., Cantor Fitzgerald, World Trade Center.
- Joseph Patrick Shea, 47, Pelham, N.Y., Cantor Fitzgerald, World Trade Center.
- Kathleen Shearer, 61, Dover, N.H., Passenger, United 175, World Trade Center.
- Robert M. Shearer, 63, Dover, N.H., Passenger, United 175, World Trade Center.
- Linda June Sheehan, 40, New York City, Sandler O’Neill + Partners, World Trade Center.
- Hagay Shefi, 34, Risk Waters Group conference attendee from GoldTier Technologies, World Trade Center.
- Antionette M. Sherman, 35, United States Army Civilian, Pentagon.
- John Anthony Sherry, 34, Rockville Centre, N.Y., Euro Brokers, World Trade Center.
- Atsushi Shiratori, 36, New York, Cantor Fitzgerald, World Trade Center.
- Thomas Joseph Shubert, 43, Tuckahoe, N.Y., Cantor Fitzgerald, World Trade Center.
- Mark Shulman, 47, Old Bridge, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- See Wong Shum, 44, Westfield, N.J., New York Metropolitan Transportation Council, World Trade Center.
- Allan Abraham Shwartzstein, 37, Pleasantville, N.Y., Cantor Fitzgerald, World Trade Center.
- Clarin Shellie Siegel-Schwartz, 51, New York City, Aon Corporation, World Trade Center.
- Johanna Sigmund, 25, New York City, Fred Alger Management, Inc., World Trade Center.
- Dianne T. Signer and her unborn child, 32, Middle Village, N.Y., Fred Alger Management, Inc., World Trade Center.
- Gregory Sikorsky, 34, New York City Fire Department, World Trade Center.
- Stephen Gerard Siller, 34, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- David Silver, 35, New Rochelle, N.Y., Cantor Fitzgerald, World Trade Center.
- Craig A. Silverstein, 41, Wyckoff, N.J., Sandler O’Neill + Partners, World Trade Center.
- Nasima H. Simjee, 37, New York City, Fiduciary Trust Company International, World Trade Center.
- Bruce Edward Simmons, 41, Ridgewood, N.J., Sandler O’Neill + Partners, World Trade Center.
- Diane M. Simmons, 52, Great Falls, Va., Passenger, American 77, Pentagon.
- Donald D. Simmons, 58, Dumfries, Va., United States Army Civilian, Pentagon.
- George W. Simmons, 57, Great Falls, Va., Passenger, American 77, Pentagon.
- Arthur Simon, 57, Thiells, N.Y., Fred Alger Management, Inc., World Trade Center.
- Kenneth Alan Simon, 34, Cantor Fitzgerald, World Trade Center.
- Michael J. Simon, 40, Cantor Fitzgerald, World Trade Center.
- Paul Joseph Simon, 54, Staten Island, N.Y., Marsh & McLennan consultant, World Trade Center.
- Marianne Liquori Simone, 62, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Barry Simowitz, 64, New York State Department of Taxation and Finance, World Trade Center.
- Jane Louise Simpkin, 36, Wayland, Mass., Passenger, United 175, World Trade Center.
- Jeff Lyal Simpson, 38, Woodbridge, Va., Emergency Medical Services, World Trade Center.
- Cheryle D. Sincock, 53, United States Army Civilian, Pentagon.
- Khamladai Khami Singh, 25, Woodhaven, N.Y., Windows on the World, World Trade Center.
- Roshan Ramesh Singh, 21, Queens, N.Y., Windows on the World, World Trade Center.
- Thomas E. Sinton III, 41, Croton-on-Hudson, N.Y., Cantor Fitzgerald, World Trade Center.
- Peter A. Siracuse, 29, New York City, Cantor Fitzgerald, World Trade Center.
- Muriel F. Siskopoulos, 60, Brooklyn, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Joseph Michael Sisolak, 35, Brooklyn, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- John P. Skala, 31, Clifton, N.J., Port Authority Police Department, World Trade Center.
- Francis Joseph Skidmore, Jr., 58, Mendham, N.J., Euro Brokers, World Trade Center.
- Toyena Corliss Skinner, 27, Wachovia Corporation, World Trade Center.
- Paul A. Skrzypek, 37, New York City, Cantor Fitzgerald, World Trade Center.
- Christopher Paul Slattery, 31, New York City, Cantor Fitzgerald, World Trade Center.
- Vincent Robert Slavin, 41, Rockaway Beach, N.Y., Cantor Fitzgerald, World Trade Center.
- Robert F. Sliwak, 42, Wantagh, N.Y., Cantor Fitzgerald, World Trade Center.
- Paul Kenneth Sloan, 26, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Stanley S. Smagala, Jr., 36, Holbrook, N.Y., New York City Fire Department, World Trade Center.
- Wendy L. Small, 26, Cantor Fitzgerald, World Trade Center.
- Gregg H. Smallwood, 44, Woodbridge, Va., United States Navy, Pentagon.
- Catherine T. Smith, 44, Manahawkin, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Daniel Laurence Smith, 47, Euro Brokers, World Trade Center.
- Gary F. Smith, 55, Alexandria, Va., United States Army Civilian, Pentagon.
- George Eric Smith, 38, West Chester, Pa., Fiduciary Trust Company contractor from SunGard Data Systems, Inc., World Trade Center.
- Heather Lee Smith, 30, Passenger, United 11, World Trade Center.
- James Gregory Smith, 43, Garden City, N.Y., Cantor Fitzgerald, World Trade Center.
- Jeffrey R. Smith, 36, New York City, Sandler O’Neill + Partners, World Trade Center.
- Joyce Patricia Smith, 55, Springfield Gardens, N.Y., Cantor Fitzgerald, Forte Food Service, World Trade Center.
- Karl T. Smith, Sr., 44, Little Silver, N.J., Cantor Fitzgerald, World Trade Center.
- Kevin Joseph Smith, 47, Mastic, N.Y., New York City Fire Department, World Trade Center.
- Leon Smith, Jr., 48, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Moira Ann Smith, 38, Queens Village, N.Y., New York City Police Department, World Trade Center.
- Rosemary A. Smith, 61, Staten Island, N.Y., Sidley Austin Brown & Wood LLP, World Trade Center.
- Bonnie Shihadeh Smithwick, 54, Quogue, N.Y., Fred Alger Management, Inc., World Trade Center.
- Rochelle Monique Snell, 24, Mount Vernon, N.Y., Regus PLC, World Trade Center.
- Christine Ann Snyder, 32, Kailua, Hawaii, Passenger, United 93, Shanksville, Pa..
- Dianne Bullis Snyder, 42, Westport Point, Mass., Flight Crew, United 11, World Trade Center.
- Leonard J. Snyder, Jr., 34, Aon Corporation, World Trade Center.
- Astrid Elizabeth Sohan, 32, Freehold, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Sushil S. Solanki, 35, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- RubDen Solares, 51, Cantor Fitzgerald, World Trade Center.
- Naomi Leah Solomon, 52, New York City, Risk Waters Group conference attendee from Callixa Corporation, World Trade Center.
- Daniel W. Song, 34, New York City, Cantor Fitzgerald, World Trade Center.
- Mari-Rae Sopper, 35, Washington, D.C., Passenger, American 77, Pentagon.
- Michael Charles Sorresse, 34, Parsippany, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Fabian Soto, 31, ABM Industries Inc., World Trade Center.
- Timothy Patrick Soulas, 35, Cantor Fitzgerald, World Trade Center.
- Gregory Thomas Spagnoletti, 32, New York City, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Donald F. Spampinato, Jr., 39, Manhasset, N.Y., Cantor Fitzgerald, World Trade Center.
- Thomas Sparacio, 35, Euro Brokers, World Trade Center.
- John Anthony Spataro, 32, Mineola, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Robert W. Spear, Jr., 30, Valley Cottage, N.Y., New York City Fire Department, World Trade Center.
- Robert Speisman, 48, Irvington, N.Y., Passenger, American 77, Pentagon.
- Maynard S. Spence, Jr., 42, Atlanta, Ga., Marsh & McLennan Companies, Inc., World Trade Center.
- George Edward Spencer III, 50, Euro Brokers, World Trade Center.
- Robert Andrew Spencer, 35, Middletown, N.J., Cantor Fitzgerald, World Trade Center.
- Mary Rubina Sperando, 39, Risk Waters Group conference attendee from Encompys, World Trade Center.
- Frank Spinelli, 44, Short Hills, N.J., Cantor Fitzgerald, World Trade Center.
- William E. Spitz, 49, Oceanside, N.Y., Cantor Fitzgerald, World Trade Center.
- Joseph Patrick Spor, Jr., 35, Somers, N.Y., New York City Fire Department, World Trade Center.
- Klaus Johannes Sprockamp, 42, LION Bioscience AG, World Trade Center.
- Saranya Srinuan, 23, New York City, Cantor Fitzgerald, World Trade Center.
- Fitzroy St. Rose, 40, Bronx, N.Y., General Telecommunications, World Trade Center.
- Michael F. Stabile, 50, Staten Island, N.Y., Euro Brokers, World Trade Center.
- Lawrence T. Stack, 58, Lake Ronkonkoma, N.Y., New York City Fire Department, World Trade Center.
- Timothy M. Stackpole, 42, Brooklyn, N.Y., New York City Fire Department, World Trade Center.
- Richard James Stadelberger, 55, Middletown, N.J., Fiduciary Trust Company International, World Trade Center.
- Eric Adam Stahlman, 43, Cantor Fitzgerald, World Trade Center.
- Gregory Stajk, 46, Long Beach, N.Y., New York City Fire Department, World Trade Center.
- Alexandru Liviu Stan, 34, Cantor Fitzgerald contractor, World Trade Center.
- Corina Stan, 31, New York, Cantor Fitzgerald, World Trade Center.
- Mary Domenica Stanley, 53, Marsh & McLennan Companies, Inc., World Trade Center.
- Anthony Starita, 35, Cantor Fitzgerald, World Trade Center.
- Jeffrey Stark, 30, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Derek James Statkevicus, 30, Norwalk, Conn., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Patricia J. Statz, 41, United States Army Civilian, Pentagon.
- Craig William Staub, 30, Basking Ridge, N.J., Keefe, Bruyette & Woods, Inc., World Trade Center.
- William V. Steckman, 56, Hempstead, N.Y., WNBC, World Trade Center.
- Eric Thomas Steen, 32, Euro Brokers, World Trade Center.
- William R. Steiner, 56, Solebury, Pa., Marsh & McLennan Companies, Inc., World Trade Center.
- Alexander Robbins Steinman, 32, Hoboken, N.J., Cantor Fitzgerald, World Trade Center.
- Edna L. Stephens, 53, Capitol Heights, Md., United States Army Civilian, Pentagon.
- Andrew Stergiopoulos, 23, New York City, Cantor Fitzgerald, World Trade Center.
- Andrew J. Stern, 41, Bellmore, N.Y., Cantor Fitzgerald, World Trade Center.
- Norma Lang Steuerle, 54, Alexandria, Va., Passenger, American 77, Pentagon.
- Martha Jane Stevens, 55, Aon Corporation, World Trade Center.
- Michael James Stewart, 42, New York, Carr Futures, Inc., World Trade Center.
- Richard H. Stewart, Jr., 35, New York City, Cantor Fitzgerald, World Trade Center.
- Sanford M. Stoller, 54, Brooklyn, N.Y., Marsh & McLennan consultant from Accenture, World Trade Center.
- Douglas Joel Stone, 54, Passenger, United 11, World Trade Center.
- Lonny Jay Stone, 43, Bellmore, N.Y., Carr Futures, Inc., World Trade Center.
- Jimmy Nevill Storey, 58, Katy, Texas, Marsh & McLennan Companies, Inc., World Trade Center.
- Timothy Stout, 42, Cantor Fitzgerald, World Trade Center.
- Thomas Strada, 41, Chatham, N.J., Cantor Fitzgerald, World Trade Center.
- James J. Straine, Jr., 36, Oceanport, N.J., Cantor Fitzgerald, World Trade Center.
- Edward W. Straub, 48, Aon Corporation, World Trade Center.
- George J. Strauch, Jr., 53, Avon-by-the-Sea, N.J., Aon Corporation, World Trade Center.
- Edward Thomas Strauss, 44, Edison, N.J., Port Authority of New York and New Jersey first responders, World Trade Center.
- Steven R. Strauss, 51, Queens, N.Y., Morgan Stanley contractor from International Brotherhood of Electrical Workers, World Trade Center.
- Larry L. Strickland, 52, United States Army, Pentagon.
- Steven F. Strobert, 33, Ridgewood, N.J., Cantor Fitzgerald, World Trade Center.
- Walwyn Wellington Stuart, Jr., 28, Valley Stream, N.Y., Port Authority Police Department, World Trade Center.
- Benjamin Suarez, 34, New York City Fire Department, World Trade Center.
- David Scott Suarez, 24, Princeton Junction, N.J., Marsh & McLennan consultant from Deloitte & Touche LLP, World Trade Center.
- Ramon Suarez, 45, New York City Police Department, World Trade Center.
- Dino Xavier Suarez Ramirez, 41, Chino Hills, Calif., Passenger, United 11, World Trade Center.
- Yoichi Sumiyama Sugiyama, 34, Fort Lee, N.J., Fuji Bank, Ltd., World Trade Center.
- William Christopher Sugra, 30, New York, Cantor Fitzgerald, World Trade Center.
- Daniel Thomas Suhr, 37, Rockaway, N.Y., New York City Fire Department, World Trade Center.
- David Marc Sullins, 30, Glendale, N.Y., Emergency Medical Services, World Trade Center.
- Christopher P. Sullivan, 39, North Massapequa, N.Y., New York City Fire Department, World Trade Center.
- Patrick Sullivan, 32, Cantor Fitzgerald, World Trade Center.
- Thomas G. Sullivan, 38, Kearny, N.J., Harvey Young Yurman, Inc., World Trade Center.
- Hilario Soriano Sumaya, Jr., 42, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- James Joseph Suozzo, 47, Cantor Fitzgerald, World Trade Center.
- Colleen M. Supinski, 27, New York City, Sandler O’Neill + Partners, World Trade Center.
- Robert Sutcliffe, 39, Harvey Young Yurman, Inc., World Trade Center.
- Seline Sutter, 63, New York City, Association of International Recruiters, World Trade Center.
- Claudia Suzette Sutton, 34, Brooklyn, N.Y., Cantor Fitzgerald, World Trade Center.
- John Francis Swaine, 36, Cantor Fitzgerald, World Trade Center.
- Kristine M. Swearson, 34, Cantor Fitzgerald, World Trade Center.
- Brian David Sweeney, 38, Barnstable, Mass., Passenger, United 175, World Trade Center.
- Brian Edward Sweeney, 29, Merrick, N.Y., New York City Fire Department, World Trade Center.
- Madeline Amy Sweeney, 35, Acton, Mass., Flight Crew, United 11, World Trade Center.
- Kenneth J. Swenson, 40, Cantor Fitzgerald, World Trade Center.
- Thomas F. Swift, 30, Jersey City, N.J., Morgan Stanley, World Trade Center.
- Derek Ogilvie Sword, 29, New York, Keefe, Bruyette & Woods, Inc., World Trade Center.
- Kevin Thomas Szocik, 27, Garden City, N.Y., Keefe, Bruyette & Woods, Inc., World Trade Center.
- Gina Sztejnberg, 52, Ridgewood, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Norbert P. Szurkowski, 31, Brooklyn, N.Y., Cantor Fitzgerald contractor, World Trade Center.
- Harry Taback, 56, Staten Island, N.Y., Marsh & McLennan Companies, Inc., World Trade Center.
- Joann C. Tabeek, 41, Staten Island, N.Y., Cantor Fitzgerald, World Trade Center.
- Norma C. Taddei, 64, Marsh & McLennan Companies, Inc., World Trade Center.
- Michael Taddonio, 39, Huntington, N.Y., Euro Brokers, World Trade Center.
- Keiichiro Takahashi, 53, Port Washington, N.Y., Euro Brokers, World Trade Center.
- Keiji Takahashi, 42, Tenafly, N.J., Fuji Bank, Ltd., World Trade Center.
- Phyllis Gail Talbot, 53, Marsh & McLennan Companies, Inc., World Trade Center.
- Robert R. Talhami, 40, Shrewsbury, N.J., Cantor Fitzgerald, World Trade Center.
- John Talignani, 74, New Port Richey, Fla. and Staten Island, N.Y., Passenger, United 93, Shanksville, Pa..
- Sean Patrick Tallon, 29, Yonkers, N.Y., New York City Fire Department, World Trade Center.
- Paul Talty, 40, Wantagh, N.Y., New York City Police Department, World Trade Center.
- Maurita Tam, 22, New York, Aon Corporation, World Trade Center.
- Rachel Tamares, 30, Aon Corporation, World Trade Center.
- Hector Rogan Tamayo, 51, Holliswood, N.Y., Harris Beach contractor from Vanderbilt Group, Inc., World Trade Center.
- Michael Andrew Tamuccio, 37, Pelham Manor, N.Y., Fred Alger Management, Inc., World Trade Center.
- Kenichiro Tanaka, 52, Rye Brook, N.Y., Fuji Bank, Ltd., World Trade Center.
- Rhondelle Cherie Tankard, 31, Bermuda, Aon Corporation, World Trade Center.
- Michael Anthony Tanner, 44, Secaucus, N.J., Cantor Fitzgerald, World Trade Center.
- Dennis Gerard Taormina, Jr., 36, Montville, N.J., Marsh & McLennan Companies, Inc., World Trade Center.
- Kenneth Joseph Tarantino, 39, Bayonne, N.J., Cantor Fitzgerald, World Trade Center.
- Allan Tarasiewicz, 45, Staten Island, N.Y., New York City Fire Department, World Trade Center.
- Michael C. Tarrou, 38, Flight Crew, United 175, World Trade Center.
- Ronald Tartaro, 38, Fred Alger Management, Inc., World Trade Center.
- Deborah Tavolarella, 46, Dedham, Mass., Passenger, United 175, World Trade Center.
- Darryl Anthony Taylor, 52, General Telecommunications, World Trade Center.
- Donnie Brooks Taylor, 40, Aon Corporation, World Trade Center.
- Hilda E. Taylor, 58, Forestville, Md., Passenger, American 77, Pentagon.
- Kip P. Taylor, 38, United States Army, Pentagon.
- Leonard E. Taylor, Passenger, American 77, Pentagon.
- Lorisa Ceylon Taylor, 31, Marsh & McLennan Companies, Inc., World Trade Center.
- Michael Morgan Taylor, 42, Cantor Fitzgerald, World Trade Center.
- Sandra C. Taylor, 50, Alexandria, Va., United States Army Civilian, Pentagon.
- Sandra Dawn Teague, 31, Fairfax, Va., Passenger, American 77, Pentagon.
- Karl W. Teepe, 57, Centreville, Va., Defense Intelligence Agency, Pentagon.
- Paul A. Tegtmeier, 41, Hyde Park, N.Y., New York City Fire Department, World Trade Center.
- Yeshavant Moreshwar Tembe, 59, New York State Department of Taxation and Finance, World Trade Center.
- Anthony Tempesta, 38, Elizabeth, N.J., Cantor Fitzgerald, World Trade Center.
- Dorothy Pearl Temple, 52, New York State Department of Taxation and Finance, World Trade Center.
- Stanley L. Temple, 77, Cantor Fitzgerald contractor, World Trade Center.
- David Gustaf Peter Tengelin, 25, New York City, Marsh & McLennan Companies, Inc., World Trade Center.
- Brian John Terrenzi, 28, Hicksville, N.Y., Cantor Fitzgerald, World Trade Center.
- Lisa Marie Terry, 42, Oakland Township, Mich., Marsh & McLennan Companies, Inc., World Trade Center.
- Goumatie Thackurdeen, 35, Ozone Park, N.Y., Fiduciary Trust